Preparing for major health and long‑term care costs becomes unavoidable as retirement approaches, and this episode digs into what those realities truly look like. Neil Henry explores the rising expenses tied to Medicare, supplements, prescriptions, and the long‑term care needs many retirees eventually encounter. He shares real‑life examples, breaks down average cost expectations, and discusses why early planning helps retirees face unpredictable medical expenses with greater clarity. From understanding healthcare budgets to navigating long‑term care risks, this conversation offers insight into the financial pressures that shape retirement and the factors every retiree should consider while mapping out future needs.

Schedule your complimentary consultation with Henry and Associates and chart that plan for living to 100 at 843-762-6781 or at HenryAndAssociates.net