Is Long-Term Care Quietly Consuming the Great Wealth Transfer?

What if the $84 trillion wealth transfer everyone talks about never fully reaches the next generation? In this episode of Regarding Retirement, Neil Henry explores how long-term care costs are quietly reshaping the legacy plans of millions of families. From nursing home expenses and healthcare infl…

What Is the Widow's Penalty and How Can It Affect Retirement?

Losing a spouse is one of life's most difficult transitions, but many retirees are shocked to discover that their tax bill may increase at the same time their household income decreases. In this episode of Regarding Retirement, Neil Henry explores the financial realities facing surviving spouses an…

Are Headlines Quietly Controlling Your Retirement Decisions?

Are financial headlines triggering reactions you don't even realize you're making? In this episode of Regarding Retirement, Neil Henry uses the story of Pavlov's dog to explore how constant news alerts, market volatility, inflation, and economic uncertainty can influence retirement decisions. Neil …

Do You Need a Billion-Dollar Budget to Enjoy Retirement?

What can billionaire habits like flying to France for butter or renting replacement orchids possibly teach the rest of us about retirement? In this episode of Regarding Retirement, Neil Henry takes a lighthearted look at some of the extravagant habits of the 1% and uncovers the financial lessons be…

Why Do Some Retirees Enjoy Their Money While Others Fear Spending It?

Can a retirement plan reduce stress, or does stress reveal the gaps in your retirement plan? In this episode of Regarding Retirement, Neil Henry explores the factors we can and cannot control as we age, from genetics and health to income and financial preparedness. Neil discusses the impact of stre…

What's Keeping You Up at Night About Retirement?

What keeps retirees awake at night: running out of money or facing an unexpected health crisis? In this episode of Regarding Retirement, Neil Henry explores the two biggest concerns that follow many people into retirement and why the amount in your portfolio may not be the real source of anxiety. N…

Is the American Dream Still Within Reach?

Is the American Dream still attainable or is it becoming harder to reach? In this episode, Neil Henry explores the rising cost of a “comfortable retirement” and why having a clear plan matters more than ever. The conversation breaks down the realities behind lifetime financial needs, the role of in…

What Can Warren Buffett Teach You About Retirement?

What can retirees learn from Warren Buffett stepping away at 95? In this episode, Neil Henry revisits the timeless investing principles behind Buffett’s success and how they apply to retirement planning today. The conversation explores why long-term ownership of quality investments often outperform…

What Happens When “We” Turns Into “Me” in Retirement?

What happens to your retirement plan when “we” suddenly becomes “me”? In this episode of Regarding Retirement, Neil Henry explores the growing reality of solo aging and why planning for it is no longer optional. He discusses how losing a spouse can impact income streams, Social Security, pensions, …

Should You Tap Your 401(k) Before Retirement?

Is using your retirement savings to buy a home solving today’s problem or creating tomorrow’s? In this episode, Neil Henry explores a proposal allowing penalty-free 401(k) withdrawals for home purchases and what it could mean for long-term financial security. He breaks down the trade-offs between h…