Should working one more year before retirement be a smart move—or a costly sacrifice of time you won’t get back?

In this episode of Regarding Retirement, financial planner Neil Henry unpacks the real‑world factors behind the “just one more year” decision. Using recent headlines and practical client examples, he explores how timing retirement impacts savings, Social Security, healthcare costs, major home expenses, and overall peace of mind. The conversation highlights when extending your working years can add flexibility—and when it may be wiser to prioritize health, family, and quality of life. It’s a thoughtful look at how math, mindset, and personal priorities intersect at retirement.

Schedule your complimentary consultation with Henry and Associates and chart that plan for living to 100 at 843-762-6781 or at HenryAndAssociates.net