We are officially in the race to the end of financial year! In this episode, I chat to regular guest & financial planner Paul Benson to cut through the noise and give you the essential EOFY checklist.

I also check in with Peter Hogg from Aware Super to explain catch-up contributions & why they matter at this time of year.

We discuss: 


Impact of the 2026 budget announcement


Why your Super is the 'only game in town'


The concessional cap


The power of catch-up contributions


CGT 


Risk sequencing in midlife


The death of the family trust


Insurance audits within super

We are officially in the race to the end of financial year! In this episode, I chat to regular guest &amp; financial planner&nbsp;Paul Benson to cut through the noise and give you the essential EOFY checklist.
I also check in with Peter Hogg from Aware Super to explain catch-up contributions &amp; why they matter at this time of year.
We discuss:&nbsp;
<ul>
<li>
Impact of the 2026 budget announcement
</li>
<li>
Why your Super is the 'only game in town'
</li>
<li>
The concessional cap
</li>
<li>
The power of catch-up contributions
</li>
<li>
CGT&nbsp;
</li>
<li>
Risk sequencing in midlife
</li>
<li>
The death of the family trust
</li>
<li>
Insurance audits within super
</li>
</ul>

Prime Time is the ultimate guide to navigating those juicy, potential filled years in the lead up to retirement.

Hosted by modern ageing expert Bec Wilson, Prime Time offers no-holds-barred conversations about everything! From relationships and health, to money management and travel, finding out how to live well and live long in your Prime Time.

Join Bec as she paves the way for a new generation of restless Australians seeking more from the second half of life!

Prime Time is the ultimate guide to navigating those juicy, potential filled years in the lead up to retirement.
Hosted by modern ageing expert Bec Wilson, Prime Time offers no-holds-barred conversations about everything! From relationships and health, to money management and travel, finding out how to live well and live long in your Prime Time.
Join Bec as she paves the way for a new generation of restless Australians seeking more from the second half of life!

Prime Time with Bec Wilson

The EOFY checklist; & what you need to think about for the year ahead 

Offset accounts are supposed to be one of the simplest products in banking. Put money in, link it to your home loan and pay less interest. ASIC’s latest investigation suggests you might need to open your statements and check if your offset account is in fact working like that. 

This week on the podcast I sat down with the new ASIC Chair Sarah Court to unpack one of the most significant banking reports released this year. This week, ASIC have announced that they have dived deep into how offset accounts are working, and have concern that many are not working as they are supposed to. ASIC’s investigation found banks have already paid more than $55 million in compensation over two years after offset accounts failed to reduce customers’ home loan interest as promised. Even more concerning, the regulator says the true scale of the problem may be much larger because some banks couldn’t reliably identify customers who had requested an offset account in the first place.

We talk through how offset accounts are supposed to work, why so many failures have occurred, why they’re often difficult for customers to detect, and the simple checks every mortgage holder should make  - particularly if you’ve refinanced, switched loan products or come off a fixed-rate loan in recent years (and even if you haven’t).

Offset accounts are supposed to be one of the simplest products in banking. Put money in, link it to your home loan and pay less interest. ASIC&rsquo;s latest investigation suggests you might need to open your statements and check if your offset account is in fact working like that.&nbsp;
This week on the podcast I sat down with the new ASIC Chair Sarah Court to unpack one of the most significant banking reports released this year. This week, ASIC have announced that they have dived deep into how offset accounts are working, and have concern that many are not working as they are supposed to. ASIC&rsquo;s investigation found banks have already paid more than $55 million in compensation over two years after offset accounts failed to reduce customers&rsquo; home loan interest as promised. Even more concerning, the regulator says the true scale of the problem may be much larger because some banks couldn&rsquo;t reliably identify customers who had requested an offset account in the first place.
We talk through how offset accounts are supposed to work, why so many failures have occurred, why they&rsquo;re often difficult for customers to detect, and the simple checks every mortgage holder should make &nbsp;- particularly if you&rsquo;ve refinanced, switched loan products or come off a fixed-rate loan in recent years (and even if you haven&rsquo;t).

ASIC warning: your offset account might not be offsetting at all

In the latest edition of our Prime Time Book Club, I sit down with author A.T. Prewett to chat about his witty, warm, and wonderfully entertaining novel, 'The Picasso Ransom'.

Inspired by the true (and still unsolved) 1986 theft of Picasso’s Weeping Woman from the National Gallery of Victoria, this delightful Aussie cozy crime caper follows a trio of retirees who decide peaceful protest isn't enough when their art school faces government closure. We dive into the hilarious realities of senior rebellion, Melbourne nostalgia, and why age is no barrier to a little cheekiness and a great heist.

You can find A.T.'s book at all good retailers and online here: https://www.panmacmillan.com.au/9781761776731/

In the latest edition of our Prime Time Book Club, I sit down with author A.T. Prewett to chat about his witty, warm, and wonderfully entertaining novel,&nbsp;'The Picasso Ransom'.
Inspired by the true (and still unsolved) 1986 theft of Picasso&rsquo;s Weeping Woman from the National Gallery of Victoria, this delightful Aussie cozy crime caper follows a trio of retirees who decide peaceful protest isn't enough when their art school faces government closure. We dive into the hilarious realities of senior rebellion, Melbourne nostalgia, and why age is no barrier to a little cheekiness and a great heist.
You can find A.T.'s book at all good retailers and online here: <a href="https://www.panmacmillan.com.au/9781761776731/">https://www.panmacmillan.com.au/9781761776731/</a>

BOOK CLUB! Art Heists, Aussie Larrikinism & Senior Rebels in the novel, 'The Picasso Ransom'

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This week on Prime Time, Bec sits down with Sarah Aubrey, the expert behind Electrify This. Sarah breaks down everything you need to know about EV ownership; from real-world running costs and home charging hacks to battery longevity, vehicle-to-grid technology, and debunking common fire and tire myths. Plus, Sarah shares her top EV recommendations across every budget and lifestyle.

 

 

This week on Prime Time, Bec sits down with Sarah Aubrey, the expert behind Electrify This. Sarah breaks down everything you need to know about EV ownership; from real-world running costs and home charging hacks to battery longevity, vehicle-to-grid technology, and debunking common fire and tire myths. Plus, Sarah shares her top EV recommendations across every budget and lifestyle.
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The EOFY checklist; & what you need to think about for the year ahead

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