Market volatility, AI-bubble chatter, and interest-rate uncertainty collide with one question: how does retirement income hold up when markets don’t behave? On this episode, Eric Hutter digs into diversification beyond stocks and bonds, the role of guaranteed income alongside Social Security and pensions, and why sequence-of-returns risk matters as retirement approaches. The conversation also explores real estate income trade‑offs, rising costs, and how income-focused planning can change the way retirees think about risk and stability.

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