Retiring at 65 sounds simple—until longevity, taxes, and income reality collide. On this episode, Eric Hutter reacts to Larry Fink’s warning about America’s retirement crisis and explains why traditional retirement timelines may no longer fit modern life. From longer lifespans to creative income strategies and the role of guaranteed lifetime income, the conversation explores how retirement planning adapts when people live into their 90s and beyond. Eric also addresses Roth conversions, tax uncertainty, and why individualized planning matters when retirement could last decades.

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