The concept of Earned Wage Access (EWA) is actually a simple one: giving employees immediate access to the salary they have earned, rather than having them wait for paycheck week. With the rise in cost of living, timely access to finances and salaries have become more vital than ever. As the competition to hire and retain employees grows ever more important, EWA can make a big difference in attracting the right people to help one’s business to scale and meet customer expectations. But is it the solution that we need right now, and what are the pitfalls?