What if retirement looks great on the label—but comes up a little short in reality? In this episode of Next Chapter Living: Planning Your Retirement Story, Steven Sabo explores the gap between retirement expectations and real‑world outcomes, using a surprisingly relatable “Double‑Stuffed Oreo” analogy. The conversation covers common surprises around Social Security, healthcare costs, taxes, and spending patterns, along with why purchasing power can feel different than anticipated. Steven also discusses how retirement spending often changes over time and why emotional readiness matters just as much as financial preparation. The episode encourages thoughtful planning, so expectations and reality are better aligned when this next chapter begins.
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