Could Your Retirement Plan Handle a Social Security Cut?

What if the biggest threat to your retirement isn’t a Social Security cut, but not having a plan if one happens? In this episode, Steven Sabo breaks down a new proposal to cap Social Security benefits and discusses what it could mean for retirees and those nearing retirement. While the proposal may…

Ever Feel Like Retirement Has Its Own Language?

Ever feel like retirement has its own language and everyone else got the dictionary except you? In this episode, Steven Sabo breaks down some of the most common retirement and financial planning terms that often leave people nodding along without fully understanding them. From RMDs and Roth convers…

The Delicate Balance: Navigating Money and Boundaries with Adult Children

Talking about inheritance, aging, and financial expectations with your adult children doesn't have to trigger anxiety. In this episode of Next Chapter Living, financial advisor Steven Sabo dives into the essential—and sometimes awkward—family money conversations that parents should initiate sooner …

The First Consultation: Demystifying Your Initial Financial Meeting

Stepping into a financial advisor’s office for the first time shouldn't feel like a high-stakes interrogation. In this episode of Next Chapter Living, host Steven Sabo demystifies the initial consultation, comparing it to a routine doctor's visit where honesty is essential for an accurate assessmen…

Fraud in Retirement: Are You as Protected as You Think?

What if a single phone call, message, or “too good to be true” opportunity could quietly derail your retirement savings? In this episode, Steven Sabo explores the rising threat of financial scams and why fraud awareness has become a critical part of retirement planning. He discusses common tactics—…

Are Your Daily Habits Helping—or Hurting Your Retirement?

What does putting your shopping cart back have to do with your retirement future? In this episode, Steven Sabo explores how small, everyday financial habits can quietly shape long‑term outcomes. From saving consistently and managing debt to overcoming the temptation to delay planning, he highlights…

Annuities Explained, Simply

Annuities are one of the most misunderstood—and most polarizing—tools in retirement planning. In this episode of Next Chapter Living, financial advisor Steven Sabo breaks down what annuities actually are, why they spark such strong reactions, and where common misconceptions take hold. The conversat…

Is One More Year of Work Really Worth It?

Is working one more year really worth it—or is it time to step into retirement with confidence? In this episode of Next Chapter Living, financial advisor Steven Sabo unpacks the decision of when to retire and why it’s about more than just the math. Using recent headlines and real client stories, he…

The Retirement Label vs. What’s Inside: Are You Prepared?

What if retirement looks great on the label—but comes up a little short in reality? In this episode of Next Chapter Living: Planning Your Retirement Story, Steven Sabo explores the gap between retirement expectations and real‑world outcomes, using a surprisingly relatable “Double‑Stuffed Oreo” anal…

Divorce After 50: The Financial Wake Up Call No One Expects

Gray divorce is becoming far more common—and for those nearing retirement, its financial impact can be life‑changing. In this episode of Next Chapter Living: Planning Your Retirement Story, financial advisor Steven Sabo explores how divorce later in life affects retirement timelines, income, taxes,…