Divorce After 50: The Financial Wake Up Call No One Expects

Gray divorce is becoming far more common—and for those nearing retirement, its financial impact can be life‑changing. In this episode of Next Chapter Living: Planning Your Retirement Story, financial advisor Steven Sabo explores how divorce later in life affects retirement timelines, income, taxes,…

RMDs, Roth Conversions, and the Tax Traps Retirees Face

Tax season can feel overwhelming in retirement — especially when small oversights can carry lasting consequences. In this episode of Next Chapter Living, financial advisor Steven Sabo unpacks the key tax considerations retirees can’t afford to ignore. The conversation covers required minimum distri…

Living Longer, Staying Independent: The Planning Conversation Few Have

Independence in retirement doesn’t just happen — it’s shaped by the decisions you make long before you ever need help. In this episode of Next Chapter Living, financial advisor Steven Sabo explores what independence truly means as we age. The conversation focuses on long‑term care planning, why so …

Retirement Roadblocks: What You Don’t See Coming

Are your everyday money habits quietly standing between you and the retirement you imagine? In this episode, Steven Sabo breaks down the most common self‑inflicted roadblocks that can weaken a long‑term financial plan — from skipping a spending strategy to drawing from the wrong accounts at the wro…

The Cost of ‘Free Shipping’: What You’re Really Paying

Are you actually saving money – or just spending more without realizing it? This episode dives into the subtle trap of “spaving,” where chasing deals and convenience quietly chips away at long‑term financial stability. Steven Sabo explains how small, habitual purchases, tap‑to‑pay ease, and psychol…

Wake-Up Call: Why Women Need to Lead Their Wealth

Why do so many women manage daily finances but hesitate to take charge of long-term wealth? In this episode of Next Chapter Living, host Steven sounds the alarm on women and wealth, exploring the confidence gap, the realities of widowhood, and how to ask the right questions—even if you’re starting …

The $5 Million Myth: Rethinking the American Dream

Is the American dream still within reach, or has it become a financial mirage? In this episode of Next Chapter Living, host Steven Sabo breaks down the headlines and hard truths behind today’s retirement realities. From the daunting “$5 million” price tag to the real-life budgets of everyday famili…

Retirement’s Hidden Fear: Are You Afraid of Money?

What if the biggest obstacle to retirement isn’t money, but fear? In this episode, financial advisor Steven Sabo unpacks “plutophobia”—the fear of money—and how it quietly shapes retirement decisions. From anxiety about spending savings to the emotional challenges of leaving a steady paycheck, disc…

Retirement Reality Check: What You Don’t Know About Social Security

Did you know there are over 500 ways to claim Social Security—and the choice you make could shape your retirement for decades? In this episode, financial advisor Steven Sabo breaks down the complexities of Social Security, from claiming strategies and income planning to the impact of working in ret…

How Extra Income Can Cost You: Retirement Jobs and Hidden Pitfalls

Would you get paid to taste-test dog food or build Lego sculptures in retirement? This episode explores the quirky world of retiree side hustles—and the surprising ways extra income can impact your taxes, Social Security, and Medicare premiums. Host and Investment Advisor Representative, Steven Sab…