Are Your Daily Habits Helping—or Hurting Your Retirement?

What does putting your shopping cart back have to do with your retirement future? In this episode, Steven Sabo explores how small, everyday financial habits can quietly shape long‑term outcomes. From saving consistently and managing debt to overcoming the temptation to delay planning, he highlights…

Annuities Explained, Simply

Annuities are one of the most misunderstood—and most polarizing—tools in retirement planning. In this episode of Next Chapter Living, financial advisor Steven Sabo breaks down what annuities actually are, why they spark such strong reactions, and where common misconceptions take hold. The conversat…

Is One More Year of Work Really Worth It?

Is working one more year really worth it—or is it time to step into retirement with confidence? In this episode of Next Chapter Living, financial advisor Steven Sabo unpacks the decision of when to retire and why it’s about more than just the math. Using recent headlines and real client stories, he…

The Retirement Label vs. What’s Inside: Are You Prepared?

What if retirement looks great on the label—but comes up a little short in reality? In this episode of Next Chapter Living: Planning Your Retirement Story, Steven Sabo explores the gap between retirement expectations and real‑world outcomes, using a surprisingly relatable “Double‑Stuffed Oreo” anal…

Divorce After 50: The Financial Wake Up Call No One Expects

Gray divorce is becoming far more common—and for those nearing retirement, its financial impact can be life‑changing. In this episode of Next Chapter Living: Planning Your Retirement Story, financial advisor Steven Sabo explores how divorce later in life affects retirement timelines, income, taxes,…

RMDs, Roth Conversions, and the Tax Traps Retirees Face

Tax season can feel overwhelming in retirement — especially when small oversights can carry lasting consequences. In this episode of Next Chapter Living, financial advisor Steven Sabo unpacks the key tax considerations retirees can’t afford to ignore. The conversation covers required minimum distri…

Living Longer, Staying Independent: The Planning Conversation Few Have

Independence in retirement doesn’t just happen — it’s shaped by the decisions you make long before you ever need help. In this episode of Next Chapter Living, financial advisor Steven Sabo explores what independence truly means as we age. The conversation focuses on long‑term care planning, why so …

Retirement Roadblocks: What You Don’t See Coming

Are your everyday money habits quietly standing between you and the retirement you imagine? In this episode, Steven Sabo breaks down the most common self‑inflicted roadblocks that can weaken a long‑term financial plan — from skipping a spending strategy to drawing from the wrong accounts at the wro…

The Cost of ‘Free Shipping’: What You’re Really Paying

Are you actually saving money – or just spending more without realizing it? This episode dives into the subtle trap of “spaving,” where chasing deals and convenience quietly chips away at long‑term financial stability. Steven Sabo explains how small, habitual purchases, tap‑to‑pay ease, and psychol…

Wake-Up Call: Why Women Need to Lead Their Wealth

Why do so many women manage daily finances but hesitate to take charge of long-term wealth? In this episode of Next Chapter Living, host Steven sounds the alarm on women and wealth, exploring the confidence gap, the realities of widowhood, and how to ask the right questions—even if you’re starting …