Why do some retirees with millions still lie awake worried about running out of money?
This episode explores the powerful role of financial psychology in retirement, from fear and anxiety to the comfort of having a clear plan. Todd Kim explains how building guardrails around your income, reducing debt, and creating a flexible “map” can shift your mindset. The conversation also covers early retirement realities, the risks of overspending in year one, evolving strategies for changing markets, and why guaranteed income sources matter. Plus, insights on inheritance expectations and how planning ahead can prevent family conflict.
For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.

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