What if your retirement plan isn’t about hitting a magic number, but understanding how your money actually works?

This episode explores why splitting between Roth and tax, deferred accounts can create flexibility, how tax strategies shape income in retirement, and why a personalized “tax map” matters. The conversation also examines common misconceptions about Social Security timing, the risk of relying on assumptions about longevity, and how visualization can help clarify long-term goals. From income guardrails to real-life spending needs, the discussion highlights practical ways people approach retirement planning, especially when resources feel limited and the future feels uncertain.

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.