What if the biggest retirement risks aren’t obvious until it’s too late? This episode covers the assumptions that quietly shape financial decisions, from long-term care myths to Social Security timing, tax windows, and health costs that don’t show up in basic projections. Todd Kim breaks down why “looking good on paper” can hide gaps around healthcare, taxes, income planning, and risk. The conversation also explores separating signal from noise in a world full of financial hype, and why clarity matters more than chasing returns. It’s a wide-ranging look at how real-life retirement planning unfolds beyond averages, headlines, and surface-level estimates.

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.