What are retirees doing differently that keeps their finances on track while others struggle?

This episode breaks down the habits often seen behind successful retirements, like disciplined saving, simplifying spending, and building multiple income streams, while highlighting risks that can quietly derail a plan. The conversation explores tax traps, Roth conversion timing, and how different account types can shape retirement income. It also looks at the role of annuities, common misconceptions, and why understanding what you own matters. From financial “junk drawers” to legacy planning, the discussion connects practical decisions with long-term outcomes and the impact they can have beyond your own retirement years.

For more information and to schedule a complimentary consultation with Todd Kim, visit https://galileowealth.com.