Money Matters

Money Matters with Al & Mike

08/29/26 Money Matters 

10/24/26 Money Matters 

10/17/26 Money Matters

Mike and Al covers claiming basics - full retirement age, early vs. delayed credits, and how lifetime earnings history determines your benefit. They explain spousal, divorced-spouse, and survivor benefits, and how working while claiming can trigger the earnings test before full retirement age. Taxes and coordination matter: up to 85% of benefits can be taxable depending on provisional income, and timing should be integrated with IRA withdrawals and pensions. The key takeaway: treat Social Security as part of an overall retirement income plan rather than a standalone decision.

<p>Mike and Al covers claiming basics - full retirement age, early vs. delayed credits, and how lifetime earnings history determines your benefit. They explain spousal, divorced-spouse, and survivor benefits, and how working while claiming can trigger the earnings test before full retirement age. Taxes and coordination matter: up to 85% of benefits can be taxable depending on provisional income, and timing should be integrated with IRA withdrawals and pensions. The key takeaway: treat Social Security as part of an overall retirement income plan rather than a standalone decision.</p>

08/29/26 Money Matters

In 1 playlist(s)

Money Matters with Al & Mike

Social links

Follow podcast

Recent clips