Money Matters with Al & Mike
486 clip(s) in playlist
06/20/26 Taxes In Retirement
Mike and Al address how taxes often surprise retirees even if they expect a lower tax bill, things like required minimum distributions, Social Security income, and investment income can push them into higher brackets. They walk through tactics to manage that outcome (e.g., converting traditional IR…
59:59
06/13/26 Social Security Part 3
Mike and Al tackles advanced, often-missed scenarios like coordinating survivor benefits, divorced-spouse rules (10-year marriage requirement), and how claiming choices affect a widow(er)’s long-term income. They walk through sequencing strategies that blend delayed retirement credits with IRA/Roth…
59:59
06-06-26 Social Security Part 2
Mike and Al moves beyond the basics into strategy - how couples can coordinate filing ages, sequence survivor benefits, and weigh break-even analysis when one spouse has much higher earnings. They cover tax and Medicare interactions (IRMAA surcharges, provisional income thresholds) and how Roth con…
59:59
05/30/26 Social Security Part 1
Mike and Al covers claiming basics - full retirement age, early vs. delayed credits, and how lifetime earnings history determines your benefit. They explain spousal, divorced-spouse, and survivor benefits, and how working while claiming can trigger the earnings test before full retirement age. Taxe…
59:59
05/23/26 7 Principles of Long Term Investing
On this episode of Money Matters with Al & Mike, Al and Mike break down the timeless strategies that can help investors build wealth steadily and confidently over time. From the power of compound growth and diversification to managing risk, staying disciplined, and avoiding emotional decisions, the…
46:21
05/16/26 Estate Strategies Part 2
Mike and Al continues their deep dive into how real estate fits into a diversified retirement and investment plan - contrasting direct ownership, REITs, and private placements. They highlight tax advantages such as depreciation, 1031 exchanges, and using self-directed IRAs for property investments,…
59:59
05/09/26 Estate Strategies Part 1
Mike and Al lays out the building blocks of an estate plan - wills vs. revocable living trusts, proper titling, and keeping beneficiary designations current to avoid probate surprises. They stress pairing financial powers of attorney and healthcare directives with your plan so someone you trust can…
59:59
05/02/26 5 Ways to Stay Confident in Retirement
Mike and Al outlines five core practices that help retirees maintain peace of mind regardless of market swings or news headlines. They emphasize having a written income plan, keeping at least one to two years of cash or short-term reserves, reviewing spending habits regularly, and rebalancing portf…
58:22
04/25/26 Retirement Regrets
Mike and Al discusses common regrets retirees have such as retiring without a clear plan, underestimating inflation or healthcare costs, or remaining too tied to a job for identity rather than purpose. They highlight how mis-timing retirement (either too early or too late) and failing to update the…
59:59
04/18/25 Investing Wisely Part 2
This episode continues the conversation on disciplined, principle-based investing emphasizing how investor behavior often matters more than market timing or fund selection. The hosts discuss managing emotions during volatility, setting realistic expectations, and the compounding benefits of patienc…
59:59