Money Matters with Al & Mike
466 clip(s) in playlist
01-31-26 Social Security Part 3
Mike and Al tackles advanced, often-missed scenarios like coordinating survivor benefits, divorced-spouse rules (10-year marriage requirement), and how claiming choices affect a widow(er)’s long-term income. They walk through sequencing strategies that blend delayed retirement credits with IRA/Roth…
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01/24/26 Social Security Part 2
Mike and Al moves beyond the basics into strategy - how couples can coordinate filing ages, sequence survivor benefits, and weigh break-even analysis when one spouse has much higher earnings. They cover tax and Medicare interactions (IRMAA surcharges, provisional income thresholds) and how Roth con…
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01/17/26 Social Security Part 1
Mike and Al covers claiming basics - full retirement age, early vs. delayed credits, and how lifetime earnings history determines your benefit. They explain spousal, divorced-spouse, and survivor benefits, and how working while claiming can trigger the earnings test before full retirement age. Taxe…
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7 Principles of Long Term Investing
Mike and Al lay out seven bedrock habits for compounding over decades start with clear goals and the right risk mix, diversify broadly, and automate saving so contributions continue through all markets. They stress discipline over prediction: stick to a written plan, rebalance on schedule, and igno…
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01/03/25 Estate Strategies Part 2
Mike and Al continues their deep dive into how real estate fits into a diversified retirement and investment plan - contrasting direct ownership, REITs, and private placements. They highlight tax advantages such as depreciation, 1031 exchanges, and using self-directed IRAs for property investments,…
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12-27-25 Estate Strategies Part 1
Mike and Al lays out the building blocks of an estate plan - wills vs. revocable living trusts, proper titling, and keeping beneficiary designations current to avoid probate surprises. They stress pairing financial powers of attorney and healthcare directives with your plan so someone you trust can…
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12/20/25 5 Ways to Stay Confident in Retirement
Mike and Al outlines five core practices that help retirees maintain peace of mind regardless of market swings or news headlines. They emphasize having a written income plan, keeping at least one to two years of cash or short-term reserves, reviewing spending habits regularly, and rebalancing portf…
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12/13/25 Show 772 Retirement Regrets
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12/06/25 Show 771 Investing Wisely Part 2
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11/29/25 Show 770 Investing Wisely
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