Money Matters with Al & Mike
09/12/26 Money Matters
59:59
09/05/26 Retirement Regrets
Mike and Al discusses common regrets retirees have such as retiring without a clear plan, underestimating inflation or healthcare costs, or remaining too tied to a job for identity rather than purpose. They highlight how mis-timing retirement (either too early or too late) and failing to update the…
59:59
08/29/26 Money Matters
59:59
08/22/26 Investing Wisely Part 1
Mike and Al breaks down what “wise investing” really meansstarting with clear goals, a realistic risk tolerance, and matching time horizons to the right mix of assets. They emphasize process over predictions: broad diversification, disciplined rebalancing, and dollar-cost averaging to keep emotions…
59:59
08/15/26 How Much Is Enough?
Mike and Al explores the question of financial sufficiency - how to determine the amount of wealth needed to sustain one’s lifestyle and goals without unnecessary risk or excess. They emphasize defining “enough” through purpose-driven planning rather than arbitrary numbers, aligning savings, spendi…
59:59
08/08/26 Asset Location
Mike and Al explains asset location - placing each investment in the most tax-smart account to boost after-tax returns, e.g., keeping tax-inefficient holdings (like ordinary-income-heavy bonds/REITs) in tax-deferred accounts, and tax-efficient stock index funds in taxable accounts. They note except…
59:59
08-01-26 When Markets Do Not Cooperate
Mike and Al walk through how to handle drawdowns and choppy periods without abandoning a long-term plan, emphasizing risk tolerance, time horizon, and a written investment policy. They highlight tactics like disciplined rebalancing, dollar-cost averaging, and maintaining a cash/short-term bond buff…
46:20
07/25/26 Are You Working With The Right Advisor?
Mike and Al lays out a checklist for evaluating your advisor - fiduciary duty vs. suitability, fee transparency, and potential conflicts like commissions or proprietary products. They stress planning-first advice, consistent communication (reviews, clear action items), and evidence-based investing …
59:59
07/18/26 Real Returns
Mike and Al explains why investors should focus on inflation-adjusted (real) returns rather than headline (nominal) gains, since inflation, taxes, and fees can quietly erode performance. They compare how cash/CDs, bonds, and equities stack up after inflation over time and what that means for retire…
59:59
07/11/26 Legacy Issues
Mike and Al unpack what “legacy” really means - going beyond money to include values, family harmony, and charitable intent. They cover essentials like keeping wills/trusts current, aligning beneficiary designations and account titling, and preparing heirs with clear instructions to avoid probate s…
59:59