Mike and Al explores the gap between thinking you’re prepared for retirement, feeling confident, and knowing you’ve got a plan built to hold through storms. They emphasize distinguishing emotion-driven investing (fear/chasing returns) from fact-based planning: your goals, cash-flow needs, and current risk exposure. They also cover situational awareness - market cycles, changing tax/healthcare landscapes and the benefit of regular plan check-ups rather than “set-and-forget”. The takeaway: confidence comes when your beliefs (I think), feelings (I feel) and documented plan (I know) all align and get revisited as life changes.