Is all debt created equal when you’re heading into retirement? In this episode, Michigan’s Retirement Coach Mike Douglas breaks down where debt can be strategic and where it can quietly drain your future. From low‑interest mortgages to high‑cost car loans, he explains how to weigh interest rates, taxes, and long‑term goals when deciding what to pay off and what to keep. With practical examples and relatable scenarios, this conversation helps listeners think clearly about debt decisions as they approach retirement.

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