What if the next market crash isn’t the real story—your reaction to it is? Mike Douglas breaks down why predictions of an inevitable downturn miss the point and why retirees should focus instead on balancing growth, income needs, and risk. He explains how fear, FOMO, and uncertainty can push investors into extremes, and why having both an up‑market strategy and a down‑market strategy matters. With real‑world examples of past corrections and practical planning insights, this episode shows how thoughtful structure—not panic—guides long‑term financial confidence.

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