What happens if a major market downturn hits just as you retire? From this past weekend’s radio show, Mike Douglas discusses why recent market gains may be creating a false sense of confidence for some investors and how market volatility can affect retirement income planning. He explains the risks of recency bias, risk creep, and entering retirement without a backup plan. Mike also examines common retirement income assumptions, the role of Social Security and savings, and why building a retirement strategy around your goals may be more important than chasing market returns.

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