What if taxes, not market losses, end up being the biggest threat to your retirement income? Sean Mason breaks down why many retirees focus on investment returns while overlooking the long-term impact of taxes. The conversation explores tax traps tied to IRA withdrawals, Social Security taxation, Medicare surcharges, required minimum distributions, Roth conversions, and tax-loss harvesting. Sean explains the difference between tax preparation and tax planning, why controlling tax brackets matters in retirement, and how a year-round approach can play a role in managing retirement income and legacy goals.

Schedule your complimentary retirement plan discussion with the Mason Street Wealth Management team at 559-892-0002 or go to MasonStreetWealthManagement.com.

Tune into Sean on News Talk 580 and 105.9 KMJ Saturday at 3pm.

Sean is also teaching a Retirement Planning Class at CSU Fresno that is open to the public. Go to the events page to learn more and call the office, if you want to attend. https://masonstreetwealthmanagement.com/events/seminars/

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