Why a Million Dollars Might Not Matter in Retirement

Only 3% of Americans reach a million dollars in retirement savings but the number alone doesn’t tell the real story. In this episode, Sean Mason breaks down why retirement success isn’t defined by hitting a magic dollar amount, and how two households with vastly different savings can face entirely …

How One Strategy Can Change Your Lifetime Tax Bill

What if one overlooked decision could shape your entire retirement tax picture? In this episode, Sean Mason breaks down why tax planning—not just tax filing—can dramatically impact how much you keep over a lifetime. He explores the new $6,000 senior deduction, the power of tax diversification, and …

The Hidden Fear That Keeps Retirees from Living Fully

What happens when fear of running out of money keeps retirees from truly living? In this episode, Sean Mason breaks down the surprising truth behind spending anxiety and why even well‑prepared retirees often hold back. Using the RISA methodology, Sean explains how understanding personal income styl…

Inheritance Pitfalls: How Gen X Can Avoid Costly Estate Mistakes

Are Gen Xers ready for the biggest wealth transfer in history, or are they headed for costly mistakes? This episode dives into the unique retirement anxieties facing Gen X, from fears of outliving savings to the complexities of inheritance and estate planning. Discover why proper planning is crucia…

When Retirement Comes Earlier Than You Planned

A sudden early retirement can feel like the ground shifting beneath you. In this episode, Sean breaks down why so many people end up leaving the workforce earlier than expected and what happens when that choice isn’t really a choice at all. From health challenges to company shake‑ups, he shares the…

Small Fees, Big Impact: What’s Slipping Through the Cracks?

Ever wondered if trying to “save money” is actually costing you more than you think? In this episode, Sean and Kasey unpack the hidden pitfalls of spaving—spending in the name of saving—and how these habits quietly drain both your wallet and your retirement plan. From forgotten subscriptions to ove…

RMD Season: What You Need to Know | How Required Minimum Distributions Can Wreck Your Taxes | Retirement Planning Beyond the Basics

Ready or not, December brings more than holiday cheer—it’s RMD season. In this episode, Sean explains why required minimum distributions can trigger a chain reaction of taxes and how early planning can help you manage lifetime tax impact. From Roth conversions to life insurance strategies, Sean bre…

When Wealth Goes Sideways: Are You Ready? | Growth Without Wall Street: The Retirement Balancing Act | The $84 Trillion Shift That Could Change Everything

What happens when trillions of dollars shift hands—and not always to the kids? This episode explores the massive wealth transfer underway, why women may soon control most global assets, and the critical steps for navigating inheritance and retirement planning. We also tackle how to balance growth a…

The Hidden Retirement Risk: Taxes and How to Beat Them | Roth Conversions Demystified: Timing, Strategy, and Confidence | Tax-Smart Retirement: Protect Your Lifestyle and Legacy

What if the biggest threat to your retirement isn’t market volatility—but taxes? In this episode, Sean Mason unpacks the complexities of Roth conversions and why timing and strategy matter more than guesswork. From RMDs and widow tax penalties to legislative risk and legacy planning, Sean explains …

Is the AI Boom a Bubble Waiting to Burst? | Retirement Fumbles: What Not to Drop at the Goal Line | 1929 vs. Today: Are We Headed for Another Crash?

Could today’s AI-driven market be echoing the chaos of 1929? Financial advisor Sean Mason dives into the parallels between historic crashes and today’s investment climate, offering insight into how retirees can balance growth and safety. From asset allocation to Social Security strategies, this epi…