Bill Zortman brings entrepreneurs and community and state leaders together to talk about business.

It's Your Business

 December 4, 2024 10AM - It's Your Agri Business with Bill Zortman

Blog-December 4, 2024 9-10—Working on Wellness Wednesday

Day After---Tuesday Giving Show and he made sense to be able to include in the Working on Wellness Wednesday show…

We started with the Sioux Falls City Health Director Joe Kipley (1 “p” or 2 “p-s”?)

We talked about key issues like RSV---what he shared with the Downtown Rotary Club ---with a key leader from the State on Medicine.

We have been very happy to have Joe as our Health Director---and at the same time to make a difference.

We wanted him on the show with the first week in December---yes the weather changes and so does what we might catch. We found out after years---that polio is now history-----sexual diseases are causing grief-----up significantly. 

Joe promised to talk with us about something new in January---yes another person we haven’t met that will make a difference in 2025.

Dr. Chad Thury—RSV Vaccinations the topic from Avera. We learned about the impact of RSV—and why it hits the elderly populations all the way down to the infants. I don’t know if I am considered old in RSV standards----but I’ll be staying close to Dr. Thury—and continue asking the questions. Still not sure on the symptoms----and I’ve never had an RSV Shot---do I get one----how do we protect ourselves.

We always are concerned with our rural audience-----and their health care—anytime I see Avera or Sanford make a push to help the rural area----I want it on our show. Yes Agriculture is the #1 industry in the state. 

Dr. Joshua Jorde joined us at helped us understand accidents and chiropractors. His 13 year daughter Mila helped with the ideas in the show—and his son is a Sr. nursing students.

Those accidents can all hit us hard. Make sure be checked out if you are in a car accident or any accident—and yes Chiropractic is often a good place to start. The check-out---that you can show you had injuries from an accident is a dollar and cent issue. Dr. Jorde explained what was important and shared examples of what could jump up and bite you if you don’t do it correctly.

Unfortunately without the lack of an injury being confirmed from the accident---and insurance company more times than not will absolutely try and say that a later injury came from an earlier accident unless there’s proof that it wasn’t. Out of staters often check with chiropractors before they leave the state….

Shelley Johnson---Director of Development for DakotAbilities talked about the dollars that came in on Giving Tuesday---what has been given in December has already surpassed the numbers for all 30 days of November. 

She suggested getting support from your closest circles. That influence helps spread the word. Employees and board members do play a significant role. 

We did our best to share as many stories as possible during the Giving Tuesday—we didn’t get to all of them but in 2 hours—we had perhaps 10 to 12 that we shared. We appreciate all those that gave---and all those that told the stories. 

Blog-December 4, 2024 9-10—Working on Wellness Wednesday
Day After---Tuesday Giving Show and he made sense to be able to include in the Working on Wellness Wednesday show…
We started with the Sioux Falls City Health Director Joe Kipley (1 “p” or 2 “p-s”?)
We talked about key issues like RSV---what he shared with the Downtown Rotary Club ---with a key leader from the State on Medicine.
We have been very happy to have Joe as our Health Director---and at the same time to make a difference.
We wanted him on the show with the first week in December---yes the weather changes and so does what we might catch. We found out after years---that polio is now history-----sexual diseases are causing grief-----up significantly. 
Joe promised to talk with us about something new in January---yes another person we haven’t met that will make a difference in 2025.
Dr. Chad Thury—RSV Vaccinations the topic from Avera. We learned about the impact of RSV—and why it hits the elderly populations all the way down to the infants. I don’t know if I am considered old in RSV standards----but I’ll be staying close to Dr. Thury—and continue asking the questions. Still not sure on the symptoms----and I’ve never had an RSV Shot---do I get one----how do we protect ourselves.
We always are concerned with our rural audience-----and their health care—anytime I see Avera or Sanford make a push to help the rural area----I want it on our show. Yes Agriculture is the #1 industry in the state. 
Dr. Joshua Jorde joined us at helped us understand accidents and chiropractors. His 13 year daughter Mila helped with the ideas in the show—and his son is a Sr. nursing students.
Those accidents can all hit us hard. Make sure be checked out if you are in a car accident or any accident—and yes Chiropractic is often a good place to start. The check-out---that you can show you had injuries from an accident is a dollar and cent issue. Dr. Jorde explained what was important and shared examples of what could jump up and bite you if you don’t do it correctly.
Unfortunately without the lack of an injury being confirmed from the accident---and insurance company more times than not will absolutely try and say that a later injury came from an earlier accident unless there’s proof that it wasn’t. Out of staters often check with chiropractors before they leave the state….
Shelley Johnson---Director of Development for DakotAbilities talked about the dollars that came in on Giving Tuesday---what has been given in December has already surpassed the numbers for all 30 days of November. 
She suggested getting support from your closest circles. That influence helps spread the word. Employees and board members do play a significant role. 
We did our best to share as many stories as possible during the Giving Tuesday—we didn’t get to all of them but in 2 hours—we had perhaps 10 to 12 that we shared. We appreciate all those that gave---and all those that told the stories.

December 4, 2024 9AM - It's Your Business - Working on Wellness Wednesday

Blog-December 2, 2024-10-11—It’s YOUR Agri Business

Our It’s YOUR Agri Business Show---started –as we like to do—the first Monday of the month with the Auction Update from Chuck Sutton and a Lincoln County Look for Jim Schmidt.

That is what we did in this show---Mr. Sutton shared with us some of the sales that were going on include 80 acres in Minnehaha County at $26,500 per acre. He did share a hand-full of others—which show an active market-place---

That was leading us to advise for those that have plans to sell---or for those who want to buy ---and geographically if you listen to the podcast---you’ll hear locations—prices—and what to expect—today, tomorrow and beyond.

We talked estates----and what to expect in 2025 as well.

Jim Schmidt---Lincoln County Commissioner---very much respected nationwide for what he does—and how he helps his county. We did hear about what they have done---how well their election went –compared to a neighboring county to just north of them. From Sutton and Schmidt—we have decades of experience—and several pounds of caring. They make a good team—even though sometimes people in Minnehaha County don’t always agree. They make a great team and answer my questions. Thank you for that.

Brent Baloun---Plains Commerce Bank is part of the planners---they look to help and we talk about the planning for those in business—in agriculture---and for the young and old alike. They join us on Monday and Wednesday.

Sarah Heinrich-provided the Growing Harvest Network from our sister station KFGO in Fargo. Matt Swenson gave us the first glimpse of the markets for December.

Darren Hefty—AG PHD—talked to us about an unusual disease called “corn stunt” and how the USDA keeps major problems for the most part out of our country. He hosts a World Wide Radio Show on Sirius 143 or is it 147. Check and let me know---what you found.

Bryson Patterson---SBA of South Dakota joined us---we talked about his week and story lines we expect to hear in this first full week in December.

Geri Eide—helps us with this being a big award day----they were announcing the awards at 11:30—30 minutes after our Ag Show—but we did get to talk to two of those who were up the awards. In Tuesday’s 9-10 show we’ll have two of the winners that were chosen---10-11—will have two more. We enjoy following along and sharing their stories—and encouraging the winners and others---to keep working and find important information---and win or lose you advance in what you will do later in life.

Rock Nelson had our friend Jerry Schmitz—Executive Director of the South Dakkota Soybean Association join us---he talked about how they deal with all kinds of soybeans including Non-GMO Beans---how they invest their time and checkoff monies in research, promotion and education of all things related to soybean production and utilization. 

The South Dakota Soybean Association was established in 1982—and the SD Soybean Research and Promotion Council was established in 1984. It later became part of the national checkoff which was established thru federal legislation during the 1990 Farm Bill. 

They will be hosting an event with some winners this week—and we want to have Jerry join us on Friday’s Ag show. 

Justin Glisin—Iowa State Climatologist was with us this morning---Laura Edwards was on the road today and couldn’t drive an talk safely—we’ll have her on if she is available on Tuesday or Wednesday.

Our It’s YOUR Agri Business Show understands that Ag is #1 in South Dakota—we give it it’s due. 

Listen live to the show at 1320, 105.1, 107.9---use the KELO App—Streaming on line or just ask Alexa.

Norm Anderson will post the show----ASAP---and I provide this blog—which allows you to look for what is in the show—and who said what.

Questions for me—feel free to call/text at 605-728-2455 (BILL) or email me at bill.zortman@mwcradio.com. 

Blog-December 2, 2024-10-11—It’s YOUR Agri Business
Our It’s YOUR Agri Business Show---started –as we like to do—the first Monday of the month with the Auction Update from Chuck Sutton and a Lincoln County Look for Jim Schmidt.
That is what we did in this show---Mr. Sutton shared with us some of the sales that were going on include 80 acres in Minnehaha County at $26,500 per acre. He did share a hand-full of others—which show an active market-place---
That was leading us to advise for those that have plans to sell---or for those who want to buy ---and geographically if you listen to the podcast---you’ll hear locations—prices—and what to expect—today, tomorrow and beyond.
We talked estates----and what to expect in 2025 as well.
Jim Schmidt---Lincoln County Commissioner---very much respected nationwide for what he does—and how he helps his county. We did hear about what they have done---how well their election went –compared to a neighboring county to just north of them. From Sutton and Schmidt—we have decades of experience—and several pounds of caring. They make a good team—even though sometimes people in Minnehaha County don’t always agree. They make a great team and answer my questions. Thank you for that.
Brent Baloun---Plains Commerce Bank is part of the planners---they look to help and we talk about the planning for those in business—in agriculture---and for the young and old alike. They join us on Monday and Wednesday.
Sarah Heinrich-provided the Growing Harvest Network from our sister station KFGO in Fargo. Matt Swenson gave us the first glimpse of the markets for December.
Darren Hefty—AG PHD—talked to us about an unusual disease called “corn stunt” and how the USDA keeps major problems for the most part out of our country. He hosts a World Wide Radio Show on Sirius 143 or is it 147. Check and let me know---what you found.
Bryson Patterson---SBA of South Dakota joined us---we talked about his week and story lines we expect to hear in this first full week in December.
Geri Eide—helps us with this being a big award day----they were announcing the awards at 11:30—30 minutes after our Ag Show—but we did get to talk to two of those who were up the awards. In Tuesday’s 9-10 show we’ll have two of the winners that were chosen---10-11—will have two more. We enjoy following along and sharing their stories—and encouraging the winners and others---to keep working and find important information---and win or lose you advance in what you will do later in life.
Rock Nelson had our friend Jerry Schmitz—Executive Director of the South Dakkota Soybean Association join us---he talked about how they deal with all kinds of soybeans including Non-GMO Beans---how they invest their time and checkoff monies in research, promotion and education of all things related to soybean production and utilization. 
The South Dakota Soybean Association was established in 1982—and the SD Soybean Research and Promotion Council was established in 1984. It later became part of the national checkoff which was established thru federal legislation during the 1990 Farm Bill. 
They will be hosting an event with some winners this week—and we want to have Jerry join us on Friday’s Ag show. 
Justin Glisin—Iowa State Climatologist was with us this morning---Laura Edwards was on the road today and couldn’t drive an talk safely—we’ll have her on if she is available on Tuesday or Wednesday.
Our It’s YOUR Agri Business Show understands that Ag is #1 in South Dakota—we give it it’s due. 
Listen live to the show at 1320, 105.1, 107.9---use the KELO App—Streaming on line or just ask Alexa.
Norm Anderson will post the show----ASAP---and I provide this blog—which allows you to look for what is in the show—and who said what.
Questions for me—feel free to call/text at 605-728-2455 (BILL) or email me at <a href="mailto:bill.zortman@mwcradio.com">bill.zortman@mwcradio.com</a>.

December 2, 2024 10AM - It's Your Agri Business with Bill Zortman

Blog---December 2, 2024—9-10—Remodelers Show

As we worked starting the 12th month of 2024---our team of guests helped us understand where we are----and where we are headed for the final 4 weeks of 2024.

Tony Bachman---Coldwell Banker along with Neal King ---Building Permits City of Sioux Falls---Teddi Mueller—Executive Director of the Home Builders Association, Dave Kelly---Fairway Mortgage—Todd Boots—Past President SD Home Builders, and Joe Hansen Extreme Heating and cooling gave us valuable information on where we are—where we are going---and hopefully some encouragement for those in the midst of deciding where to go for the rest of the year and into 2025.

Among Tony’s Numbers:


1247 Active Listings as of December 1st


96 expired listings


233 listings with price change


374 homes sold


91 homes pending


350 homes active under contract


140 open houses over the last 30 days. 

In our Report Card and Remodelers Shows we have discussed how election years can cause some uncertainty in the housing market—how that the election is over—the crystal ball for 2025 looks promising –even DYNAMIC.

Yes DYNAMIC BUT:


Shifting winds—experts predict a transition from a seller’s market to a more balance one in 2025—meaning buyers might have some LEVERAGE and BREAKING ROOM to negotiate. 


Inventory on the rise is good news for buyers. Analysists expect more homes to trickle onto the market in 2025 –and that could translate to less competition and maybe lower home prices


Mortgage rates could be in for a bumpy ride—you can expect mortgage rates to settle later-----predictions suggest they’ll fluctuate throughout 2025 with periods of opportunity for refinancing when rates dip. 


For Sellers—the rise in inventory could make it a little trickier to get top dollar for the home in 2025


Stay informed—stay Empowered—the housing market can be complicated and 2025 is expected to be no different. Listening to this show twice a month gives you a collection of experts that can help---and are.

Neal King---Building Permits City of Sioux Falls is thinking we will hit 1.03 Billion for the year in sales. 4th year in a row---and 2025---is really anybody’s guess. 

Teddi Mueller—Home Builders Association Executive Director—joined us looking at the rest of 2024 and into 2025----she joins us at least twice a month—and we always keep you posted on upcoming events involving housing, showings and opportunities. 

Dave Kelly—Home Equity Check Up was on his plate---and the HECM—we looked ahead---and know that you don’t want to search without Talking with a

Blog---December 2, 2024—9-10—Remodelers Show
As we worked starting the 12th month of 2024---our team of guests helped us understand where we are----and where we are headed for the final 4 weeks of 2024.
Tony Bachman---Coldwell Banker along with Neal King ---Building Permits City of Sioux Falls---Teddi Mueller—Executive Director of the Home Builders Association, Dave Kelly---Fairway Mortgage—Todd Boots—Past President SD Home Builders, and Joe Hansen Extreme Heating and cooling gave us valuable information on where we are—where we are going---and hopefully some encouragement for those in the midst of deciding where to go for the rest of the year and into 2025.
Among Tony’s Numbers:
<ul>
<li>
1247 Active Listings as of December 1st
</li>
<li>
96 expired listings
</li>
<li>
233 listings with price change
</li>
<li>
374 homes sold
</li>
<li>
91 homes pending
</li>
<li>
350 homes active under contract
</li>
<li>
140 open houses over the last 30 days. 
</li>
</ul>
In our Report Card and Remodelers Shows we have discussed how election years can cause some uncertainty in the housing market—how that the election is over—the crystal ball for 2025 looks promising –even DYNAMIC.
Yes DYNAMIC BUT:
<ul>
<li>
Shifting winds—experts predict a transition from a seller’s market to a more balance one in 2025—meaning buyers might have some LEVERAGE and BREAKING ROOM to negotiate. 
</li>
<li>
Inventory on the rise is good news for buyers. Analysists expect more homes to trickle onto the market in 2025 –and that could translate to less competition and maybe lower home prices
</li>
<li>
Mortgage rates could be in for a bumpy ride—you can expect mortgage rates to settle later-----predictions suggest they’ll fluctuate throughout 2025 with periods of opportunity for refinancing when rates dip. 
</li>
<li>
For Sellers—the rise in inventory could make it a little trickier to get top dollar for the home in 2025
</li>
<li>
Stay informed—stay Empowered—the housing market can be complicated and 2025 is expected to be no different. Listening to this show twice a month gives you a collection of experts that can help---and are.
</li>
</ul>
Neal King---Building Permits City of Sioux Falls is thinking we will hit 1.03 Billion for the year in sales. 4th year in a row---and 2025---is really anybody’s guess. 
Teddi Mueller—Home Builders Association Executive Director—joined us looking at the rest of 2024 and into 2025----she joins us at least twice a month—and we always keep you posted on upcoming events involving housing, showings and opportunities. 
Dave Kelly—Home Equity Check Up was on his plate---and the HECM—we looked ahead---and know that you don’t want to search without Talking with a

December 4, 2024 10AM - It's Your Agri Business with Bill Zortman

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