What really matters when you’re turning savings into retirement income—and how do you do it without losing sleep over the markets?
In this episode, Jim Cipriotti breaks down key retirement planning considerations that many investors overlook until it’s almost too late. He discusses different approaches to creating retirement income, ways taxes can impact what you actually keep, and why managing market volatility becomes more important once paychecks stop. Jim also shares perspective on aligning financial decisions with lifestyle goals, timelines, and personal priorities. This conversation is designed to help listeners better understand the moving parts of retirement planning and the types of questions worth asking before making major financial decisions. An educational discussion for those nearing retirement or already there, focused on clarity, preparation, and informed choices.
Tune in every Saturday at 9 AM & 5 PM and Sunday at 6:00 & 9:00 AM ET on WPHT. Powered by Retire Ready Financial Group.
For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.

Tax-Free Retirement or Costly Mistake? Roth Strategies Explained
27:19

The New Rules of Retirement: Income, Expenses, and Taxes Explained
23:49

Retiring Into the Unknown: How Market Timing Shapes Your Income
52:13