Freedom To Retire
Freedom To Retire
Welcome to the Freedom to Retire podcast with host and financial advisor Jim Cipriotti! Join us as we explore the intricacies of retirement preparedness with Jim, a seasoned advisor from Retire Ready Financial Group. In each episode, Jim delves into essential retirement topics, analyzes current trends, and imparts invaluable tips to fortify your journey towards retirement with confidence. Join Ji…Follow the podcast:
Do the math before paying off debts
How do you define financial independence and how to achieve it? Jim Cipriotti highlights the importance of considering tax implications when making financial decisions, such as paying off a mortgage. The conversation emphasizes the need for comprehensive retirement planning, including evaluating in…
25:21
The Dilemma of 401k Millionaires
The rise in 401k millionaires brings a common dilemma: whether to keep investing in the stock market or transfer profits to less volatile investments. Jim narrates a story of a couple worried about their retirement funds who managed to get a better payout rate with an annuity. Additionally, the sig…
25:55
The clock is ticking on the so-called Trump tax cuts
Jim Cipriotti discusses the impending expiration of the Trump tax cuts and its potential effects on retirement planning. He highlights the significance of accounting for taxes in retirement strategies and examines the advantages of Roth IRAs and Roth 401(k)s. Catch Freedom To Retire with Jim Cipri…
22:53
The Dangers of Market Timing
The dangers of market timing and the importance of preparing for potential reductions in Social Security benefits. Jim Cipriotti emphasizes the negative impact of trying to time the market, and the need for proactive planning and suggests exploring other sources of income to supplement potential re…
27:45
Finding a middle ground for retirement saving
The current state of the stock market, its potential impact on retirement savings, and the implications of recent stock sales by notable individuals. Jim Cipriotti will also discuss the possibility of a market crash, the advantages of Roth IRAs, and the importance of effective tax planning for reti…
28:57
Some insight about annuities and your financial future
The fear of depleting funds during retirement ranks as the top concern, with annuities playing a potential role in mitigating this issue. Jim Cipriotti also touches on the unfavorable views of annuities held by stockbrokers and the enhancements in annuity features and fees over time. Catch Freedom…
23:56
Navigating the Excitement and Risks of the Stock Market
Are you watching the stock market and wondering how it affects retirement funds? Jim will also talk about the conflicting feelings that can be associated with the growth of account balances and the apprehension of a possible market downturn and how to adjust for whatever happens. Catch Freedom To …
25:34
Strategies for Generating Retirement Income
We all have the necessity of assured income, Jim Cipriotti of Retire Ready Financial Group will explain methods for devising retirement income strategies, the effects of government expenditure on taxation, and the role of Roth IRAs in tax planning are all critical considerations. Catch Freedom To …
24:06
The 2 types of tax systems in America
Jim Cipriotti of Retire Ready Financial Group delves into the importance of informed decision-making, tax planning, and the impact of retirement account balances on taxes. Additionally, it explores the significance of sustainable income, investment choices, and the potential for financial growth th…
23:17
The Benefits of Annuities in Retirement
Jim Cipriotti of Retire Ready Financial Group discusses the concerns and misconceptions surrounding annuities as a source of guaranteed income in retirement. He addresses the fear of outliving assets, the desire for principal protection, and the need for additional monthly income. The stigma around…
21:50