Jim Cipriotti breaks down what it really takes to protect your retirement savings in today’s unpredictable market. From managing volatility to understanding the risks hidden inside bond funds and target-date funds, he explains how investors can avoid costly mistakes. Jim also highlights the role of diversification and long-term planning in preserving wealth, while unpacking practical tax strategies that can help reduce liabilities over time. Target-date funds, for example, automatically shift from higher-risk investments to more conservative holdings as retirement approaches, but they still carry risks that investors need to understand. This episode focuses on building a smarter, more resilient retirement plan, one designed not just to grow wealth, but to protect it and make it last.

Tune in every Saturday at 9 AM & 5 PM and Sunday at 6:00 & 9:00 AM ET on WPHT. Powered by Retire Ready Financial Group.

For more information and to schedule a complimentary consultation with Jim Cipriotti, visit www.RetireReadyFG.com.