Joining us to unpack the consumer implications of the budget is Annaline van der Poel, Consumer Advocate and COO of Debt Rescue South Africa. Annaline brings invaluable insights into how this budget impacts the average South African. She understands first-hand the financial pressures people face and can illuminate both the missed opportunities and potential relief measures. Annaline, thank you for being with us to help listeners understand what, if any, changes they might see in their personal financial struggles as a result of this budget