The 4% rule is a rule of thumb which states that a typical retirement portfolio can sustain a withdrawal rate of 4% per year for 30 years without running out of money. Donna and Nathan explain the data behind this theory, and some of the reasons why it may not hold up in today’s world. Also on MoneyTalk, how to decide if you should do a Roth conversion.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®;  Air Date: 4/11/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

The 4% rule is a rule of thumb which states that a typical retirement portfolio can sustain a withdrawal rate of 4% per year for 30 years without running out of money. Donna and Nathan explain the data behind this theory, and some of the reasons why it may not hold up in today’s world. Also on MoneyTalk, how to decide if you should do a Roth conversion. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 4/11/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

Weekdays
7p-8p

Moneytalk’s content is for informational purposes only and should not be construed as investment advice or a recommendation. Please consult your financial professional for your individual situation. Securities and advisory services offered through Commonwealth Financial Network®, Member www.FINRA.org + www.SIPC.org, a Registered Investment Adviser. Additional advisory services offered through Sowa Financial Group, Inc are separate and unrelated to Commonwealth.

Sowa Financial Group Inc.

24 Albion Rd. Ste. 340

Lincoln, RI 02865

(401) 434-8090

Weekdays 7p-8p
Moneytalk’s content is for informational purposes only and should not be construed as investment advice or a recommendation. Please consult your financial professional for your individual situation. Securities and advisory services offered through Commonwealth Financial Network®, Member <a href="http://www.FINRA.org">www.FINRA.org</a> + <a href="http://www.SIPC.org">www.SIPC.org</a>, a Registered Investment Adviser. Additional advisory services offered through Sowa Financial Group, Inc are separate and unrelated to Commonwealth.
Sowa Financial Group Inc.
24 Albion Rd. Ste. 340
Lincoln, RI 02865
(401) 434-8090

Don Sowa's MoneyTalk

The MoneyTalk team is back with original programming every weeknight at 7pm on WPRO. To listen any time, hear our latest episodes below, or subscribe to "Don Sowa's MoneyTalk" wherever you get your podcasts!

The MoneyTalk team is back with original programming every weeknight at 7pm on WPRO. To listen any time, hear our latest episodes below, or subscribe to "Don Sowa's MoneyTalk" wherever you get your podcasts!

Is it Time to Bury the 4% Rule?

When you buy a home it can be a moment of great pride, but the allure of homeownership can also lead us into a financial hole that might’ve been avoided had you chosen to rent instead. Donna and Nathan discuss considerations for those trying to decide on whether to rent or to buy. Also on MoneyTalk, developing a diversification mindset, and Stock Trivia: Two Truths and a Lie.

Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®;  Air Date: 4/30/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

When you buy a home it can be a moment of great pride, but the allure of homeownership can also lead us into a financial hole that might’ve been avoided had you chosen to rent instead. Donna and Nathan discuss considerations for those trying to decide on whether to rent or to buy. Also on MoneyTalk, developing a diversification mindset, and Stock Trivia: Two Truths and a Lie. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 4/30/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

To Rent Or To Buy?

Retirement planning tends to be disproportionally focused on finances, when one of the biggest issues that retirees struggle with is how to spend their time. Donna discusses retirement lifestyle management, as well as healthcare, income planning, and taxes. Also on MoneyTalk, considerations for a second home in retirement, and prioritizing savings goals.

Host: Donna Sowa Allard, CFP®, AIF®;  Air Date: 4/29/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

Retirement planning tends to be disproportionally focused on finances, when one of the biggest issues that retirees struggle with is how to spend their time. Donna discusses retirement lifestyle management, as well as healthcare, income planning, and taxes. Also on MoneyTalk, considerations for a second home in retirement, and prioritizing savings goals. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 4/29/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

What Are You Retiring To?

We typically only hear about bonds when we experience spikes in interest rates or inflation, but understanding how bonds work helps us to better understand how the economy functions. Nathan takes us through 10 things you should know about bonds. Also on MoneyTalk, lessons from Ben Carlson’s book, “Don’t Fall For It: A Brief History of Financial Scams”, and the pros and cons of 401Ks.

Host: Nathan Beauvais, CFP®, CIMA®;  Air Date: 4/26/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

We typically only hear about bonds when we experience spikes in interest rates or inflation, but understanding how bonds work helps us to better understand how the economy functions. Nathan takes us through 10 things you should know about bonds. Also on MoneyTalk, lessons from Ben Carlson’s book, “Don’t Fall For It: A Brief History of Financial Scams”, and the pros and cons of 401Ks. Host: Nathan Beauvais, CFP®, CIMA®; Air Date: 4/26/2024. 
Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!

Is it Time to Bury the 4% Rule?

In 1 playlist(s)

Don Sowa's MoneyTalk

Social links

Follow podcast

Recent clips