Don Sowa's MoneyTalk
Taking Advantage of Your HSA
The Health Savings Account is what is known as a tax unicorn, combining some of the key tax benefits of both tax deductible and tax deferred accounts, so if your employer offers an HSA as part of your benefits package you should strongly consider it. Donna and Nathan discuss how to use the HSA to i…
41:57
10 Reasons to Save for Retirement
If after 3+ decades of MoneyTalk, if we haven’t sold you on the importance for saving for retirement, then we’re really doing something wrong! But just in case you need more convincing, Donna and Nathan offer 10 reasons to save for retirement, including: Social Security likely won’t be enough to li…
41:58
Employee Stock Options Explained
Options trading is typically reserved for the highly skilled investor, however employee stock options are one exception, and many who own them lack a clear understanding of how they really work. Nathan discusses some different types of employee stock options and how to navigate their rules and feat…
41:56
Traditional vs. Roth IRA
The two most common types of IRAs are Traditional and Roth IRAs, and knowing how to use each appropriately requires an understanding of their differences. Donna and Nathan discuss the rules and features of Traditional IRAs and Roth IRAs, and who each is appropriate for. Also on MoneyTalk, the Roth …
42:10
Can Money Buy Happiness?
The great Notorious B.I.G. once said, “Mo money, mo problems”, and while some of us may scoff at this as something only something rich people say, it is true that many of the worlds wealthiest people do not consider themselves happy. Donna and Nathan discuss this and other lessons offered by writer…
42:52
Is It Time To Bury The 4% Rule?
One of the most well known retirement planning rules of thumb is the 4% rule, which states that the average person can withdraw up to 4% of their portfolio per year in retirement, adjusted for inflation, without running out of money. Donna and Nathan discuss the thought process and inherent flaws o…
41:52
Back 2 Basics: Investing
Since the early days of MoneyTalk, Don Sowa has said that investing doesn’t have to be complicated, and a successful money management strategy starts with focusing on the basics. Donna brings us back to the basics of investing, answering some common questions such as: How much do you need to start …
41:37
Personalizing Your Plan
We all engage in financial planning at some level, but many of us tend to focus on the numbers without consideration for how our values should factor into our money decisions. Donna and Nathan take us through the step by step process of building a financial plan, and how to ensure that your efforts…
41:47
Financial Planning in Your 50s
Once you turn 50, you enter a new phase of working life where the window begins closing for you to make decisions that will have a meaningful impact on your retirement. Donna and Nathan discuss some of the challenges and concerns that you may expect to face in your 50s, and strategic moves you can …
42:02
How to Retire Happy
When we plan for retirement, we tend to spend the majority of our time thinking about money, but research shows that there is much more to a happy retirement than dollars and cents. Nathan interviews Morningstar columnist Christine Benz, author of âHow to Retire: 20 Lessons for a Happy, Successfu…
42:31