Navigating Inherited IRA Rules

Retirement accounts are among the most complicated types of inherited assets because the rules vary based on the recipient, and they are frequently targeted for reform. Nathan discusses the unique rules around BDA IRAs, and related tax strategies. Also on our MoneyTalk, part 2 of our retrospective …

The Bet to Buildout AI

Anthropic recently secured the largest artificial intelligence infrastructure financing deal to date, the latest gamble among a trend of circular financing arrangements propping up the AI tech giants. Nathan highlighted the immense risk companies are taking on to meet the capacity needs of the fron…

The Final Approach to Retirement

That 10 year stretch of time leading up to retirement is a critical period when your strategic retirement plan gets accelerated to get you to your goal, and how you choose to focus your efforts and resources will make all the difference. Donna runs through 10 questions you should be asking yourself…

Diversifying with Commodities

The traditional 60/40 portfolio has been disrupted over recent years by the increased correlation between stocks and bonds, driving investors to asset classes like commodities for diversification. Nathan speaks with Dan Cole, Principal at Quantix Commodities, to dig into how futures contracts funct…

Banking Before the Fed

Bank runs, financial panics, and battles over who controls the nation’s money—this was the status quo for the American banking system before the Federal Reserve. On this edition of our MoneyTalk Moment in Financial History, we explore the crises and controversies that shaped our financial system an…

Advanced Social Security Planning

Government programs are often complicated, and social security is a prime example. Donna and Nathan discuss some advanced social security questions, including whether claiming your social security benefit disqualifies you from claiming your spousal or survivors benefit, how claiming a divorced spou…

The F.I.R.E. Movement

The F.I.R.E. movement (Financially Independent, Retiring Early) is a growing lifestyle trend which emphasizes making extreme financial sacrifices today to set yourself up for an early retirement. Donna discusses some of the strategies used by F.I.R.E. movement followers to maximize their savings an…

Anatomy of a Financial Plan

Life is full of issues that are important, but not urgent, and one way to stop yourself from kicking the can down the road is through a well developed financial plan. Nathan discusses some of the key components of a financial plan, and how to decide what should be included in yours. Also on MoneyTa…

The RMD Conundrum

Since the passing of the SECURE Act 2.0, the IRS age trigger for required minimum distributions has been raised to 73, but having a little extra time to grow your assets doesn’t necessarily mean there will be more money left when you pass. Donna and Nathan discuss RMD planning, and how to use the r…

The Parental Financier

For this emerging generation of first-time homebuyers, it is becoming more common to see parents offering their kids a financial boost to even the playing field. Donna and Nathan discuss the pros and cons of gifting some of your child’s inheritance early to help with buying a home. Also on MoneyTal…