Don Sowa's MoneyTalk
Don Sowa's MoneyTalk
Playlist by Don Sowa's MoneyTalkWeekdays 7p-8p Moneytalk’s content is for informational purposes only and should not be construed as investment advice or a recommendation. Please consult your financial professional for your individ…43 clip(s) in playlist
IRA Rundown
IRAs come in different flavors, each with its own set of rules and benefits, and deciding on which one to use for your particular situation requires an understanding of their limitations and tax consequences. Steve and Nathan run down the various types of IRAs and how they can be employed to your m…
42:11
Avoiding IRA Penalties
Life is full of surprises, and since your retirement account often represents your largest financial resource, surprises sometimes prompt people to make early distributions, which can carry steep penalties. Donna and Nathan discuss circumstances in which you can avoid penalties on retirement accoun…
42:14
Unqualified for Social Security
If you’ve worked for a private employer throughout your adulthood, your Social Security benefits are likely one of the most dependable components of your retirement income plan, but for many with a non-traditional work history, the system has limitations in place that could affect your benefit elig…
40:59
Top Retirement Mistakes
As you approach retirement, it becomes much harder to course correct from errors in planning. Nathan takes us through some of the most common retirement planning mistakes, including: underestimating your longevity, favoring accumulation over distribution, ignoring the effects of inflation, uncertai…
41:57
The Downside of Fixed Rate Investments
We are seeing large inflows to fixed guaranteed rate investments due to the high rate environment we find ourselves in, but when you look at the real rate of return on these products, they can start to appear a bit less attractive. Donna and Nathan discuss the importance of maintaining diversificat…
42:09
Best Non-Investment Retirement Moves
Planning for retirement involves so much more than a sound asset allocation strategy, and too often we find that these are the decisions that get the least attention. Donna and Nathan discuss some of the best non-investment moves you can make in your retirement preparation, including pushing the ne…
41:50
The Big Three
The Dow Jones Industrial Average, S&P500, and Nasdaq are the three primary indices where stocks are traded, and understanding their various components and weightings can give us a better understanding of how and why they move. Nathan takes us through the mechanics of the big three stock indices. Al…
41:48
When to Consider a Reverse Mortgage
The reverse mortgage earned a stigma during its early years as under-regulated brokers pushed them on the public as a universal solution for lifetime retirement income, but the product does offer some real benefits to individuals under the right circumstances. Donna and Nathan discuss how the rever…
41:49
Who Doesn’t Need an Advisor?
A good financial advisor will ask you qualifying questions that go well beyond how much money you have to invest, and if they truly have your best interest at heart, they will be the first ones to tell you if you don’t actually need them. Donna and Nathan discuss how to know if active money managem…
41:52
The Investment That Got Away
One of the reasons memory can be so deceiving is that we tend to think in straight lines while history moves in waves, and many of the regrets we carry over our “missed opportunities” fail to account for decisions we might’ve made along the way. Donna and Nathan discuss the importance of keeping a …
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