Todd Ziegler, CEO of TCS Blockchain, joins Disruption/Interruption to expose the hidden financial drain crushing the trucking industry: invoice factoring. He explains how 95% of trucking companies are five trucks or fewer and routinely wait 30 to 180 days to get paid, forcing them into factoring deals that carry annualized interest rates as high as 36%. Those costs quietly cascade into a "silent VAT tax" baked into everyday consumer prices. Todd breaks down how TCS Blockchain uses blockchain and smart contracts to settle invoices in one to two business days at 50 to 90% lower cost than traditional factoring. The conversation covers the industry's post-deunionization history, why banking rails fall short, and where blockchain-based settlement is headed next.

Key Takeaways:

• 3:19 — Who Is Getting Squeezed by 30 to 180 Day Payment Terms?
• 7:52 — When Did the Payment Delay Problem Start, and Why Does It Persist?
• 12:24 — What Is the Real Annualized Cost of Factoring?
• 18:46 – How Does TCS Blockchain Fix the Factoring Problem?

Quote of the Show (4:47):
"Any time you layer heavy financial costs on supply chain actors, that drips down to the grocery store." — Todd Ziegler

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Ways to connect with Todd Ziegler:
LinkedIn: https://www.linkedin.com/in/todd-ziegler-b5035814a/

Company Linkedin: https://www.linkedin.com/company/tcsblockchain/home/

Company Website: https://www.tcsblockchain.com/

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