Full Show Pod

On this week’s episode:
Michael Masor explains why dipping into retirement accounts can create long‑term setbacks, even when money feels tight.
Layoffs, rising costs, and political noise are forcing many people to rethink retirement sooner than planned.
Learn why “knowing your numbers” is the foundation for managing expenses, income, and unexpected pivots.
The episode covers sequence‑of‑returns risk, early retirement transitions, and the shift from saving to spending.
Michael also breaks down Social Security rules, cybersecurity concerns, and how emotional decisions can quietly undermine retirement plans.

Head down your Clear Path to Retirement with Michael today!

On this week&rsquo;s episode:
<ul>
<li>Michael Masor explains why dipping into retirement accounts can create long‑term setbacks, even when money feels tight.</li>
<li>Layoffs, rising costs, and political noise are forcing many people to rethink retirement sooner than planned.</li>
<li>Learn why &ldquo;knowing your numbers&rdquo; is the foundation for managing expenses, income, and unexpected pivots.</li>
<li>The episode covers sequence‑of‑returns risk, early retirement transitions, and the shift from saving to spending.</li>
<li>Michael also breaks down Social Security rules, cybersecurity concerns, and how emotional decisions can quietly undermine retirement plans.</li>
</ul>
Head down your Clear Path to Retirement with Michael <a href="https://clearwaterfinancialgroup.com/contact/">today</a>!

Thinking About Tapping Your 401(k)? Listen First & When Retirement Comes Early: The Risks No One Plans For | From Saving to Spending: The Hardest Shift in Retirement 

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On this week’s episode:
Michael Masor explains why replacing your paycheck—not chasing a magic balance—is the foundation of retirement planning.
Retirement may feel like a snow day, but the bills never stop coming.
Learn why the $1 million retirement myth misses the mark for most Americans.
Explore how income planning, Social Security strategies, and annuities can work together to cover lifelong expenses.
Michael also covers Social Security bridging, planning for part‑time work transitions, and why retirement costs often rise instead of fall.
A practical look at turning savings into sustainable income for a modern, multi‑decade retirement.

Head down your Clear Path to Retirement with Michael today!

On this week&rsquo;s episode:
<ul>
<li>Michael Masor explains why replacing your paycheck&mdash;not chasing a magic balance&mdash;is the foundation of retirement planning.</li>
<li>Retirement may feel like a snow day, but the bills never stop coming.</li>
<li>Learn why the $1 million retirement myth misses the mark for most Americans.</li>
<li>Explore how income planning, Social Security strategies, and annuities can work together to cover lifelong expenses.</li>
<li>Michael also covers Social Security bridging, planning for part‑time work transitions, and why retirement costs often rise instead of fall.</li>
<li>A practical look at turning savings into sustainable income for a modern, multi‑decade retirement.</li>
</ul>
Head down your Clear Path to Retirement with Michael <a href="https://clearwaterfinancialgroup.com/contact/">today</a>!

Replacing your paycheck & Retirement isn’t a snow day | You don’t need a million – you need a plan & From saving to spending: the shift that changes everything

Is your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You’re in the right place – with the Clearwater Retirement Podcast.

From Michael Masor and Clearwater Financial Group, the Clearwater Retirement Podcast gets to the heart of the retirement information you need, right from the sources you can trust. Tune in for robust financial analysis, sharp portfolio insight, and entertaining conversations you can’t afford to miss!

Is your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You&rsquo;re in the right place &ndash; with the Clearwater Retirement Podcast.
From Michael Masor and Clearwater Financial Group, the Clearwater Retirement Podcast gets to the heart of the retirement information you need, right from the sources you can trust. Tune in for robust financial analysis, sharp portfolio insight, and entertaining conversations you can&rsquo;t afford to miss!

Clearwater Retirement Podcast Trailer

Is your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You&rsquo;re in the right place &ndash; with the Clearwater Retirement Podcast.
From Michael Masor and Clearwater Financial Group, the Clearwater Retirement Podcast gets to the heart of the retirement information you need, right from the sources you can trust. Tune in for robust financial analysis, sharp portfolio insight, and entertaining conversations you can&rsquo;t afford to miss!

Clearwater Retirement Podcast

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