Clearwater Retirement Podcast
Clearwater Retirement Podcast
Playlist by Clearwater Retirement PodcastIs your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You’re in the right place – with the Clearwater Retirement Podcast. From Michael Masor and Clearwater F…Follow the podcast:
24 clip(s) in playlist
One Costly Tax Decision & Retirement Planning Before Year End | Why 59 and a Half is an Important Age & Common Tax Traps
On this week’s episode: Could one overlooked tax decision today cost you thousands in retirement tomorrow? Michael Masor discusses why retirement planning should start well before year-end and how small decisions can create long-term ripple effects. Learn how longevity, healthcare expenses, and l…
54:00
Retirement Danger Zone & Risks of Timing the Market | Asset Growth vs. Income Reliability & Life Changes, Volatility, etc. Reshape Retirement Planning
On this week’s episode: One bad market decision near retirement can change everything. Why the five‑to‑seven‑year window before retirement is the real danger zone. The risks of trying to time the market as income replaces paychecks. How emotional decisions can derail long‑term retirement plans. The…
54:00
The Retirement Number You've Been Chasing May Not Matter Most & Unexpected Retirement Changes Everything? | Are You Planning or Just Saving? & Hurdles You Need to Be Aware Of
On this episode of Clearwater Retirement: Is the retirement number everyone talks about sending you in the wrong direction? Michael Masor explains why retirement planning is more about creating income than reaching a specific savings goal. Learn how annuities may fit into a broader retirement stra…
54:00
Not About a Magic Number & Stability in Your Plan | Investment Growth Isn't Everything & Customization is Key
On this week’s episode: Retirement planning isn’t about hitting a number—it’s about creating income that matches your lifestyle. This episode explores how annuities can provide stability, predictable income, and protection from market volatility. It highlights why relying solely on investment growt…
54:00
The "Magic Number" may not be the Number that Matters & Understanding Expenses | Factors that Shape Retirement & Creating Multiple Streams
On this week’s episode with Michael Masor: Chasing a retirement “magic number” may be distracting you from the numbers that actually matter. In this episode, Michael explains why retirement planning starts with understanding your expenses, income sources, and lifestyle goals—not a one-size-fits-all…
54:00
The Biggest Mistake & Roles in Retirement Readiness | Outdated Financial Plans are a Risk & Timing, Income Streams and Checkups
On this week’s episode with Michael Masor: The biggest retirement mistake may be focusing on a number instead of having a plan. Market performance, Social Security, taxes, healthcare costs, and income strategies all play a role in retirement readiness. Michael discusses how outdated financial plan…
54:00
Retirement Planning Isn’t Set It and Forget It & When Old Plans Meet New Risks | The Hidden Mistakes That Appear Late in Retirement & Balancing Offense and Defense
On this week’s episode: Michael Masor explains why “set it and forget it” investing doesn’t work as retirement gets closer. Retirement plans can quietly drift out of sync when they’re left on autopilot too long. Learn how inflation, healthcare costs, taxes, and market swings can reshape portfolios …
54:00
Not About a Magic Number & Stability in Your Plan | Investment Growth Isn't Everything & Customization is Key
On this week’s episode: Retirement planning isn’t about hitting a number—it’s about creating income that matches your lifestyle. This episode explores how annuities can provide stability, predictable income, and protection from market volatility. It highlights why relying solely on investment growt…
54:00
What Happens After Retirement? & No Plan = Stress | Details are Important & Factors that Reshape Retirement Outcomes
On this week’s episode: Most people plan to escape work—but not what happens after they get there. This episode explores why retirement without a plan can create stress, uncertainty, and loss of purpose. Covers the importance of income strategies, diversification, and preparing for risks like mark…
54:00
Small Steps Go A Long Way & Common Gaps in Retirement Planning | Regular Practices for Your Portfolio & Proactive Planning is Key
On this week’s episode: Small financial oversights today can quietly grow into major retirement challenges. This episode explores common planning gaps, including tax exposure, income timing, and overlooked risks that can impact long‑term outcomes. You’ll hear why diversification, regular plan revie…
54:00