Not About a Magic Number & Stability in Your Plan | Investment Growth Isn't Everything & Customization is Key

On this week’s episode: Retirement planning isn’t about hitting a number—it’s about creating income that matches your lifestyle. This episode explores how annuities can provide stability, predictable income, and protection from market volatility. It highlights why relying solely on investment growt…

The "Magic Number" may not be the Number that Matters & Understanding Expenses | Factors that Shape Retirement & Creating Multiple Streams

On this week’s episode with Michael Masor: Chasing a retirement “magic number” may be distracting you from the numbers that actually matter. In this episode, Michael explains why retirement planning starts with understanding your expenses, income sources, and lifestyle goals—not a one-size-fits-all…

The Biggest Mistake & Roles in Retirement Readiness | Outdated Financial Plans are a Risk & Timing, Income Streams and Checkups

On this week’s episode with Michael Masor: The biggest retirement mistake may be focusing on a number instead of having a plan. Market performance, Social Security, taxes, healthcare costs, and income strategies all play a role in retirement readiness.  Michael discusses how outdated financial plan…

Retirement Planning Isn’t Set It and Forget It & When Old Plans Meet New Risks | The Hidden Mistakes That Appear Late in Retirement & Balancing Offense and Defense

On this week’s episode: Michael Masor explains why “set it and forget it” investing doesn’t work as retirement gets closer. Retirement plans can quietly drift out of sync when they’re left on autopilot too long. Learn how inflation, healthcare costs, taxes, and market swings can reshape portfolios …

Not About a Magic Number & Stability in Your Plan | Investment Growth Isn't Everything & Customization is Key

On this week’s episode: Retirement planning isn’t about hitting a number—it’s about creating income that matches your lifestyle. This episode explores how annuities can provide stability, predictable income, and protection from market volatility. It highlights why relying solely on investment growt…

What Happens After Retirement? & No Plan = Stress | Details are Important & Factors that Reshape Retirement Outcomes

On this week’s episode: Most people plan to escape work—but not what happens after they get there. This episode explores why retirement without a plan can create stress, uncertainty, and loss of purpose.  Covers the importance of income strategies, diversification, and preparing for risks like mark…

Small Steps Go A Long Way & Common Gaps in Retirement Planning | Regular Practices for Your Portfolio & Proactive Planning is Key

On this week’s episode: Small financial oversights today can quietly grow into major retirement challenges. This episode explores common planning gaps, including tax exposure, income timing, and overlooked risks that can impact long‑term outcomes. You’ll hear why diversification, regular plan revie…

Hidden Risks are Lurking & Spring Cleaning Your Portfolio | Income Sources Need to Work Together & Procrastination Can Cost You More Than Anything

On this week’s episode: What if small financial habits today quietly create major risks in retirement? This episode explores how Social Security timing decisions and market expectations can shape long-term income strategies. It highlights why “spring cleaning” your portfolio can uncover overlap, un…

Planning Mistakes & Sequence of Returns | Diversification and Regular Reviews & Common Retirement Misconceptions

On this week’s episode: Retirement planning mistakes often start long before retirement—sometimes by simply waiting too long to act. This episode explores sequence‑of‑returns risk and how early market losses can disrupt long‑term income strategies. You’ll hear why diversification, regular portfolio…

Market Downturns Can Change Retirement Outcomes & Sequence of Returns Risks | Income Buckets are Key & Long-Term Planning and Retirement Flexibility

On this week’s episode: A market downturn at the wrong time can change retirement outcomes in ways many people don’t expect. In this episode, Michael Masor discusses sequence‑of‑returns risk and why shifting from accumulation to preservation matters as retirement approaches. The conversation covers…