Clearwater Retirement Podcast
Clearwater Retirement Podcast
Playlist by Clearwater Retirement PodcastIs your retirement plan clear as mud? Need a cleanse from all the noise in the financial world? You’re in the right place – with the Clearwater Retirement Podcast. From Michael Masor and Clearwater F…Follow the podcast:
15 clip(s) in playlist
Small Steps Go A Long Way & Common Gaps in Retirement Planning | Regular Practices for Your Portfolio & Proactive Planning is Key
On this week’s episode: Small financial oversights today can quietly grow into major retirement challenges. This episode explores common planning gaps, including tax exposure, income timing, and overlooked risks that can impact long‑term outcomes. You’ll hear why diversification, regular plan revie…
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Hidden Risks are Lurking & Spring Cleaning Your Portfolio | Income Sources Need to Work Together & Procrastination Can Cost You More Than Anything
On this week’s episode: What if small financial habits today quietly create major risks in retirement? This episode explores how Social Security timing decisions and market expectations can shape long-term income strategies. It highlights why “spring cleaning” your portfolio can uncover overlap, un…
54:00
Planning Mistakes & Sequence of Returns | Diversification and Regular Reviews & Common Retirement Misconceptions
On this week’s episode: Retirement planning mistakes often start long before retirement—sometimes by simply waiting too long to act. This episode explores sequence‑of‑returns risk and how early market losses can disrupt long‑term income strategies. You’ll hear why diversification, regular portfolio…
54:00
Market Downturns Can Change Retirement Outcomes & Sequence of Returns Risks | Income Buckets are Key & Long-Term Planning and Retirement Flexibility
On this week’s episode: A market downturn at the wrong time can change retirement outcomes in ways many people don’t expect. In this episode, Michael Masor discusses sequence‑of‑returns risk and why shifting from accumulation to preservation matters as retirement approaches. The conversation covers…
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Market Swings can FEEL Scary & Volatility and Corrections are Normal | Buckets Can Reduce Stress & Guaranteed Income Help Stabilize Retirement
On this week’s episode: Market swings feel scary—but they’re far more common than most retirees realize. Why volatility, corrections, and bear markets aren’t unusual over a long retirement. The difference between normal market noise and moments that actually require action. How separating income, r…
54:00
Chaos in The Market & Control What You Can | Common Mistakes by Retirees & Baseline Before Growth
On this week’s episode: Market chaos, inflation fears, and shifting headlines don’t have to dictate your retirement. Why focusing on what you can control matters more than reacting to volatility. Common mistakes retirees make by chasing returns or sitting too heavily in cash. The importance of buil…
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Market Chaos & Focusing on What YOU Can Control | Common Mistakes Made by Retirees & How Social Security Fits Into a Retirement Plan
On this week’s episode: Market chaos, inflation fears, and shifting headlines don’t have to dictate your retirement. Why focusing on what you can control matters more than reacting to volatility. Common mistakes retirees make by chasing returns or sitting too heavily in cash. The importance of buil…
54:00
Retirement Danger Zone & Risks of Timing the Market | Asset Growth vs. Income Reliability & Life Changes, Volatility, etc. Reshape Retirement Planning
On this week’s episode: One bad market decision near retirement can change everything. Why the five‑to‑seven‑year window before retirement is the real danger zone. The risks of trying to time the market as income replaces paychecks. How emotional decisions can derail long‑term retirement plans. The…
54:00
Retirement Plans Change When Life Changes & Dynamic Plans | When a Million Isn't the Whole Story & The Psychological Part of Retirement
On this week’s episode: That retirement balance may look solid—until life, taxes, and timing enter the picture. Why retirement plans need more than a once‑a‑year check‑in. Common life events that force financial adjustments faster than expected. How burnout, early retirement offers, and career chan…
54:00
Is your 401(k) balance all yours? & Taxes, RMDs and Timing | Bucket Strategies & Market Volatility, inflation and more
On this week’s episode: That million‑dollar 401(k) balance may not be what you think it is. A look at how taxes, required distributions, and timing affect what retirees actually keep. Why retirement planning isn’t “set it and forget it” once the paychecks stop. How bucket strategies create flexibil…
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