If you want your money to last as long as you do in retirement, understanding how your Super can work alongside government support, like the Age Pension, is one of the most powerful steps you can take. And the good news? You may have more options and more income potential than you realise.

Join host Andrew Mackinnon as he speaks with Cbus Coordinator Phil Milne and Cbus Retirement Advice Consultant Team Leader Jesca Nyakuromba. Together, they unpack the Age Pension, the Downsizer super contribution, co-contributions and other strategies that can help you build a steadier, more confident retirement — all in clear, simple terms.

Because it’s time to shift the way you think about your Super.

 

RESOURCES
Attend an education session: https://cbussuper.info/attendseminar
Calculators: https://cbussuper.info/calculator
Retirement planning: https://cbussuper.info/retirementplanner
For more on compound investment returns (aka compound interest):https://cbussuper.info/investmentbasics
Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: https://www.superannuation.asn.au/consumers/retirement-standard/  

 

DISCLAIMER

The information on this podcast is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

 

The Cbus Super Shift podcast is produced for Cbus Super by:

SoundCartel 
+61 3 9882 8333

If you want your money to last as long as you do in retirement, understanding how your Super can work alongside government support, like the Age Pension, is one of the most powerful steps you can take. And the good news? You may have more options and more income potential than you realise.
Join host Andrew Mackinnon as he speaks with Cbus Coordinator Phil Milne and Cbus Retirement Advice Consultant Team Leader Jesca Nyakuromba. Together, they unpack the Age Pension, the Downsizer super contribution, co-contributions and other strategies that can help you build a steadier, more confident retirement &mdash; all in clear, simple terms.
Because it&rsquo;s time to shift the way you think about your Super.
&nbsp;
RESOURCES
<ul>
<li aria-level="1">Attend an education session: <a href="https://cbussuper.info/attendseminar">https://cbussuper.info/attendseminar</a></li>
<li aria-level="1">Calculators: <a href="https://cbussuper.info/calculator">https://cbussuper.info/calculator</a></li>
<li aria-level="1">Retirement planning: <a href="https://cbussuper.info/retirementplanner">https://cbussuper.info/retirementplanner</a></li>
<li>For more on compound investment returns (aka compound interest): <a href="https://cbussuper.info/investmentbasics">https://cbussuper.info/investmentbasics</a><a href="https://cbussuper.info/investmentbasics"></a></li>
<li aria-level="1">Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: <a href="https://www.superannuation.asn.au/consumers/retirement-standard/">https://www.superannuation.asn.au/consumers/retirement-standard/</a>&nbsp;&nbsp;</li>
</ul>
&nbsp;
DISCLAIMER
The information on this podcast is about Cbus Super. It doesn&rsquo;t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what&rsquo;s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. &copy; 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).
&nbsp;
The Cbus Super Shift podcast is produced for Cbus Super by:
<a href="https://soundcartel.com.au/">SoundCartel&nbsp;</a> +61 3 9882 8333

Balancing your Super and Age Pension

If you don’t feel on track for retirement, you’re not alone, many Australians are in the same boat. So, what is an achievable goal for you, and how can you manage your account for the retirement you want, rather than the retirement you need?

Join host of the Cbus Super Shift, Andrew Mackinnon in discussion with Cbus Coordinator Rick Orterga, and Cbus Senior Education Specialist Jeff Wallens, as they explain how best to track and take control of your Superannuation, without feeling overwhelmed.  

Because it's time to shift the way you think about your Super.

 

RESOURCES
Attend an education session: https://cbussuper.info/attendseminar
Calculators: https://cbussuper.info/calculator
Retirement planning: https://cbussuper.info/retirementplanner
For more on compound investment returns (aka compound interest):https://cbussuper.info/investmentbasics
Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: https://www.superannuation.asn.au/consumers/retirement-standard/ 

 

DISCLAIMER

The information on this podcast is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

 

The Cbus Super Shift podcast is produced for Cbus Super by:

SoundCartel 
+61 3 9882 8333

If you don&rsquo;t feel on track for retirement, you&rsquo;re not alone, many Australians are in the same boat. So, what is an achievable goal for you, and how can you manage your account for the retirement you want, rather than the retirement you need?
Join host of the Cbus Super Shift, Andrew Mackinnon in discussion with Cbus Coordinator Rick Orterga, and Cbus Senior Education Specialist Jeff Wallens, as they explain how best to track and take control of your Superannuation, without feeling overwhelmed.&nbsp;&nbsp;
Because it's time to shift the way you think about your Super.
&nbsp;
RESOURCES
<ul>
<li aria-level="1">Attend an education session: <a href="https://cbussuper.info/attendseminar">https://cbussuper.info/attendseminar</a></li>
<li aria-level="1">Calculators: <a href="https://cbussuper.info/calculator">https://cbussuper.info/calculator</a></li>
<li aria-level="1">Retirement planning: <a href="https://cbussuper.info/retirementplanner">https://cbussuper.info/retirementplanner</a></li>
<li>For more on compound investment returns (aka compound interest): <a href="https://cbussuper.info/investmentbasics">https://cbussuper.info/investmentbasics</a><a href="https://cbussuper.info/investmentbasics"></a></li>
<li aria-level="1">Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: <a href="https://www.superannuation.asn.au/consumers/retirement-standard/">https://www.superannuation.asn.au/consumers/retirement-standard/</a>&nbsp;</li>
</ul>
&nbsp;
DISCLAIMER
The information on this podcast is about Cbus Super. It doesn&rsquo;t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what&rsquo;s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. &copy; 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).
&nbsp;
The Cbus Super Shift podcast is produced for Cbus Super by:
<a href="https://soundcartel.com.au/">SoundCartel&nbsp;</a> +61 3 9882 8333

Are you on track for retirement? 

Do you know how much is in your Super account? It's okay if you're unsure. You're in the majority. Superannuation can seem overwhelming, but it doesn’t have to be. 

The Cbus Super Shift Podcast explores how you can practically manage your Superannuation for the retirement you want, not just the retirement you need. 

Host Andrew Mackinnon is joined each episode by one of the many Cbus Coordinators and an expert from the Cbus Advice Team. They’ll cover topics like ‘What’s enough to live well?’ ‘How to track your Super’ and ‘Planning for what you leave behind.’ 

The time is now to take action for the future you actually want. 

So, whether retirement is still a long way off or almost at your doorstep, it's time to shift the way you think about your Super. 

Episodes drop every two weeks, with a short break over the holidays, at cbussuper.com.au/podcast.

And follow Cbus Super Shift in your favourite podcast app, so you never miss an episode.

 

DISCLAIMER

The information on this podcast is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

 

The Cbus Super Shift podcast is produced for Cbus Super by:

SoundCartel 
+61 3 9882 8333

Do you know how much is in your Super account? It's okay if you're unsure. You're in the majority. Superannuation can seem overwhelming, but it doesn&rsquo;t have to be.&nbsp;
The Cbus Super Shift Podcast explores how you can practically manage your Superannuation for the retirement you want, not just the retirement you need.&nbsp;
Host Andrew Mackinnon is joined each episode by one of the many Cbus Coordinators and an expert from the Cbus Advice Team. They&rsquo;ll cover topics like &lsquo;What&rsquo;s enough to live well?&rsquo; &lsquo;How to track your Super&rsquo; and &lsquo;Planning for what you leave behind.&rsquo;&nbsp;
The time is now to take action for the future you actually want.&nbsp;
So, whether retirement is still a long way off or almost at your doorstep, it's time to shift the way you think about your Super.&nbsp;
Episodes drop every two weeks, with a short break over the holidays, at <a href="https://www.cbussuper.com.au/podcast">cbussuper.com.au/podcast</a>.
And follow Cbus Super Shift in your favourite podcast app, so you never miss an episode.
&nbsp;
DISCLAIMER
The information on this podcast is about Cbus Super. It doesn&rsquo;t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what&rsquo;s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. &copy; 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).
&nbsp;
The Cbus Super Shift podcast is produced for Cbus Super by:
<a href="https://soundcartel.com.au/">SoundCartel&nbsp;</a> +61 3 9882 8333

Introducing: Cbus Super Shift Podcast

Do you know how much is in your Super account? It's okay if you're unsure. You're in the majority. While the idea of Superannuation can seem overwhelming, it doesn’t have to be. 

Hosted by Andrew Mackinnon, in each episode of the Cbus Super Shift Podcast, Andrew is joined by one of the many Cbus Coordinators, and an expert from the Cbus Advice Team. 

They’ll cover topics like ‘What’s enough to live well?’ ‘How to track your Super’ and ‘Planning for what you leave behind.’ 

You’ll get simple, practical steps to manage your super, and explain government initiatives and entitlements that you may very well be eligible for. 

The time is now to take action for the future you actually want. 

So, whether retirement is still a long way off or almost at your doorstep, it's time to shift the way you think about your Super. 

RESOURCES
Attend an education session: https://cbussuper.info/attendseminar
Calculators: https://cbussuper.info/calculator
Retirement planning: https://cbussuper.info/retirementplanner
For more on compound investment returns (aka compound interest):https://cbussuper.info/investmentbasics
Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: https://www.superannuation.asn.au/consumers/retirement-standard/ 

 

DISCLAIMER

The information on this podcast is about Cbus Super. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

Do you know how much is in your Super account? It's okay if you're unsure. You're in the majority. While the idea of Superannuation can seem overwhelming, it doesn&rsquo;t have to be.&nbsp;
Hosted by Andrew Mackinnon, in each episode of the Cbus Super Shift Podcast, Andrew is joined by one of the many Cbus Coordinators, and an expert from the Cbus Advice Team.&nbsp;
They&rsquo;ll cover topics like &lsquo;What&rsquo;s enough to live well?&rsquo; &lsquo;How to track your Super&rsquo; and &lsquo;Planning for what you leave behind.&rsquo;&nbsp;
You&rsquo;ll get simple, practical steps to manage your super, and explain government initiatives and entitlements that you may very well be eligible for.&nbsp;
The time is now to take action for the future you actually want.&nbsp;
So, whether retirement is still a long way off or almost at your doorstep, it's time to shift the way you think about your Super.&nbsp;
RESOURCES
<ul>
<li>Attend an education session: <a href="https://cbussuper.info/attendseminar">https://cbussuper.info/attendseminar</a></li>
<li>Calculators: <a href="https://cbussuper.info/calculator">https://cbussuper.info/calculator</a></li>
<li>Retirement planning: <a href="https://cbussuper.info/retirementplanner">https://cbussuper.info/retirementplanner</a></li>
<li>For more on compound investment returns (aka compound interest): <a href="https://cbussuper.info/investmentbasics">https://cbussuper.info/investmentbasics</a></li>
<li>Amounts are based on industry standards and/or ASFA retirement standards research, which you can access here: <a href="https://www.superannuation.asn.au/consumers/retirement-standard/">https://www.superannuation.asn.au/consumers/retirement-standard/</a>&nbsp;</li>
</ul>
&nbsp;
DISCLAIMER
The information on this podcast is about Cbus Super. It doesn&rsquo;t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what&rsquo;s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. &copy; 2025 Cbus Super. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (Cbus and /or Cbus Super).

Cbus Super Shift

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