For many Australians with superannuation accounts, the Age Pension can be the difference between retiring with strain or retiring with confidence. Yet countless people miss out simply because they don’t understand how the system works. A few key rules can change your entire retirement outlook.

In this episode, host Andrew Mackinnon is joined by Cbus Senior Education Specialist Jeff Wallens and Cbus Coordinator Tracie Wilson to cut through the confusion. They unpack eligibility, the income and assets tests and why the timing of your application can significantly affect what you receive.

Because it’s time to shift the way you think about your Super. 

RESOURCES 

• • Retirement planning: https://cbussuper.info/retirementplanner 
  • Attend an education session: https://cbussuper.info/attendseminar 
  • Calculators: https://cbussuper.info/RetirementCalculators  
  • For more on compound investment returns (aka compound interest): https://cbussuper.info/invevstmentbasics   
  • The retirement standards quoted amounts are based on the ASFA retirement standards research, which you can access here: https://cbussuper.info/RetirementStandard  
  • Retirement Essentials – Centrelink benefits: Why retirees are missing out: https://cbussuper.info/CentrelinkBenefits 
  • Towards higher retirement incomes for Australians: a history of the Australian retirement income system since Federation: https://cbussuper.info/history  
  • Retirement Reality: Advice and the Age Pension. MUFG whitepaper: https://cbussuper.info/AdviceMUFG  

DISCLAIMER 

The information on this podcast is about CBUS. It doesn’t account for your specific needs. Please consider your financial position, objectives and requirements before making financial decisions. Past performance is not a reliable indicator of future performance. Read the relevant PDS and TMD to decide what’s right for you. Call 1300 361 784 or visit cbussuper.com.au. Contact us or visit cbussuper.com.au. © 2025 CBUS. All rights reserved. United Super Pty Ltd ABN 46 006 261 623 AFSL 233792 as Trustee for the Construction and Building Unions Superannuation Fund ABN 75 493 363 262 (CBUS and /or Cbus Super). 

The Cbus Super Shift podcast is produced for Cbus Super by:

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