Trying to outsmart the market can cost more than most people realize—especially near retirement. Kelton Burgess breaks down why market timing becomes riskier as retirement approaches and introduce the concept of the “retirement red zone.” The conversation explores how volatility, early withdrawals, and missed recovery periods can quietly erode long-term savings. Kelton explains why income planning, diversification, and bucket-style strategies matter most when investors shift from accumulation to distribution, and why retirees face challenges younger investors often don’t encounter.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.