Can Playing It Too Safe Put Your Retirement at Risk?

Playing it too safe with your retirement savings could carry risks of its own. Kelton Burgess discusses how overly conservative investing may limit long-term growth and purchasing power, especially when returns struggle to keep pace with inflation. He explores the balance between market risk and gr…

When Your Spouse’s Retirement Timeline Doesn’t Match Yours

What happens when two spouses are living on completely different retirement clocks? Kelton Burgess explains how age gaps can complicate retirement planning, from coordinating Medicare and private health insurance to making Social Security decisions and preparing for a surviving spouse. Plus, discov…

Is Your Medicare Plan Changing Under Your Nose?

That Medicare notice in your mailbox could reveal changes worth a closer look. Kelton Burgess of Cranberry Wealth discusses why retirees should review their Medicare coverage during open enrollment rather than simply letting it renew. He explains how premiums, deductibles, prescription costs, formu…

What Fed Rate Hikes Could Mean for Retirees

Could rising interest rates be creating risks in places retirees least expect? Kelton Burgess breaks down how Federal Reserve rate hikes affect both stocks and bonds, why headline-driven investing can lead to emotional decisions, and the questions retirees should ask about portfolio risk. The conve…

The Retirement Date You May Not Get to Choose

What if your retirement date disappears years before you planned for it? Kelton Burgess discusses why more than half of retirees end up leaving the workforce earlier than expected, often due to health issues, layoffs, or family caregiving responsibilities. The conversation explores the gap between …

Could One Retirement Rule Leave You Vulnerable?

Is the popular 4% retirement withdrawal rule built for a world that no longer exists? In this episode, Kelton Burgess examines the long-standing retirement income strategy and explains why he believes changing economic conditions, market volatility, inflation, taxes, and longer life expectancies ma…

The Social Security Rule That Could Cost Couples Thousands

Claiming Social Security at the wrong time could quietly cost couples thousands, especially when spousal benefits enter the picture. Kelton Burgess explains the key differences between personal and spousal Social Security benefits, why waiting longer does not always increase a spousal benefit, and …

The Fear Keeping Millions Working Past Retirement Age

What if the biggest obstacle to retirement isn’t your savings balance, but the fear that it still won’t be enough? More Americans say they plan to work longer because they worry about outliving their money, even after years of saving. Kelton Burgess examines why retirement anxiety remains so common…

Are You Focusing on the Wrong Retirement Risk?

Could claiming Social Security too early create a bigger retirement challenge than most people realize? In this episode, Kelton Burgess breaks down the uncertainty surrounding Social Security, why taxes may have a larger impact on retirement than many expect, and how investment priorities often shi…

What Happens If Technology Changes Your Retirement Plan?

Could AI change your retirement timeline before you're ready? In this episode, Kelton Burgess explores how artificial intelligence is reshaping the workforce and why workers in their 50s and 60s may need to rethink their retirement plans. The conversation covers career transitions, early retirement…