The Hidden Risk of Waiting Too Long to Plan

Most people don’t realize retirement decisions can get riskier the closer you get to the finish line. In this episode of A Slice of Advice, Kelton Burgess breaks down when it actually makes sense to start talking to a financial advisor—and why waiting too long can limit your options. Using real-wor…

How Close Is Too Close to Retirement Planning?

Is there really a “right” time to start working with a financial advisor? In this episode of A Slice of Advice, Kelton Burgess breaks down why retirement planning looks very different depending on where you are on the timeline. From the “retirement red zone” analogy to common worries about market r…

The Costly Difference Between Relief and Flexibility

What would you do if a surprise inheritance hit your bank account tomorrow? In this episode of A Slice of Advice, Kelton Burgess breaks down two very different paths taken after a sudden windfall—and how emotion, debt, and liquidity can quietly shape long-term outcomes. Using a real-world inheritan…

The Retirement Conversation Most Couples Never Finish

Most couples spend more time scrolling than talking—so what happens when retirement finally shows up? Kelton Burgess digs into why many couples assume they’re aligned on retirement, only to discover later they were picturing very different futures. From missed conversations and knowledge gaps to sp…

The Retirement Red Zone No One Talks About

Trying to outsmart the market can cost more than most people realize—especially near retirement. Kelton Burgess breaks down why market timing becomes riskier as retirement approaches and introduce the concept of the “retirement red zone.” The conversation explores how volatility, early withdrawals,…

Why Wall Street Alone Isn’t the Whole Answer

What happens when retirement planning stops treating Wall Street, banks, and insurance as rivals? In this episode of A Slice of Advice, Kelton Burgess breaks down why income planning often falls short and how a full‑service approach can change the conversation. Drawing from industry commentary, Kel…

The Slow-Cooker Approach to Retirement Planning

What does chili have to do with retirement planning, and why does it actually make sense? In this episode of A Slice of Advice, Kelton Burgess uses a kitchen-table analogy to break down portfolio construction, risk management, and retirement income. From non‑negotiable base ingredients like cash an…

How Much Risk Is Too Much When Retirement Is on the Line?

What if the biggest risk in retirement isn’t the market—but how much uncertainty you can actually live with? In this episode of A Slice of Advice, Kelton Burgess explores the growing disconnect between how much risk advisors assume retirees can tolerate and what retirees truly feel comfortable with…

When a Tax Refund Becomes a Retirement Turning Point

What if your tax refund could quietly reshape how retirement feels years from now? In this episode of A Slice of Advice, Kelton Burgess breaks down how recent tax changes, Roth IRAs, and small, strategic decisions can influence retirement income and taxes over time. The conversation explores why ta…

The Retirement Trap Even Millionaires Fall Into

What if earning more money isn’t the problem—and running out of it is? In this episode of A Slice of Advice, Kelton Burgess breaks down why even high earners, from pro athletes to everyday retirees, can go broke after the paychecks stop. Using real-world examples and market headlines, the conversat…