Most couples spend more time scrolling than talking—so what happens when retirement finally shows up? Kelton Burgess digs into why many couples assume they’re aligned on retirement, only to discover later they were picturing very different futures. From missed conversations and knowledge gaps to spending expectations and shared goals, the discussion centers on how silence can quietly shape long‑term outcomes. The episode explores why communication matters long before the “retirement red zone” and highlights the simple questions that can open the door to clearer, more honest planning—without turning it into a stressful financial summit.

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