What if retirement lasts just as long as your career? Kelton Burgess explores the growing reality of 40-year retirements and why longevity is reshaping financial planning. As pensions disappear and more retirees rely on personal savings and Social Security, the pressure to make assets last has intensified. Kelton breaks down the risks of market-heavy portfolios, questions outdated rules like the 4% guideline, and highlights how flexibility—including part-time work—can play a role in long-term strategies. This episode examines how shifting timelines and evolving income sources are changing the retirement landscape and what that means for those preparing for decades beyond their working years.

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