The market may be soaring, but is investor confidence rising even faster? In this episode, Kelton breaks down why bull‑market optimism can quietly morph into dangerous overconfidence, especially for retirees with limited time to recover from downturns. From the dominance of the “Magnificent Seven” to the behavioral biases that lure investors into risky concentrations, he explains how to stay grounded when the headlines aren’t. You’ll also hear how calculated risk‑taking plays a role in smart retirement planning, plus a surprising perspective from LeBron James on financial caution. A practical, clear look at protecting your long‑term strategy when markets feel unstoppable.

Click here to schedule an appointment with Kelton and his team or call 724-766-8853.

Listen to Kelton every Saturday at 10:30 AM on WJAS.