What if living longer is the biggest financial risk you’re not fully prepared for? In this episode of Your Retirement, Your Way, Gary Garland explores how longevity, and the uncertainty around it, can reshape retirement planning. He discusses why lifespan, lifestyle choices, and unexpected health events make retirement costs difficult to predict, and how running out of money remains a top concern for retirees. The conversation also highlights strategies for managing long-term care risks, balancing spending, and creating sustainable income over decades. It’s a practical look at planning for both the years you expect—and the ones you don’t.

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