Retirement Reality Check: Planning for the Unexpected

What happens when your retirement plan meets real life? In this episode, host Gary Garland—certified financial planner and founder of Integrated Wealth Solutions—explores the gap between expectations and reality in retirement planning. From market downturns to unexpected life events, Gary shares ca…

Retirement Wisdom vs. Robo-Advisors: What You Need to Know

Is AI the future of retirement planning, or just a clever tool that misses the human touch? In this episode, Gary Garland dives into the real-life complexities of retirement, exploring why wisdom and personal advice matter more than algorithms. Discover the four essential questions every retiree mu…

From 401k to 201k: Are You Ready for the Market’s Next Move?

What if your soaring 401k could suddenly become a “201k”? In this episode, Gary Garland unpacks the rollercoaster of today’s record-breaking markets and reveals why smart retirees need more than luck to secure their future. Discover the dangers of chasing returns, the importance of risk allocation,…

Unmasking the ‘Beautiful Bill’: What’s Really Inside?

Think you understand the new “One Big Beautiful Bill”? Think again—peel back the layers and discover how recent tax changes and Social Security updates could impact your retirement plans. Gary Garland breaks down the complexities, exposes hidden pitfalls, and shares practical strategies to help you…

DIY or Disaster? The Truth About Planning Your Own Retirement

Are you unknowingly leaving thousands on the table in retirement taxes? Certified financial planner and estate attorney Gary Garland reveals the hidden pitfalls most advisors miss, from overlooked tax strategies to Social Security myths that could derail your golden years. Discover why “do-it-yours…

Coulda, Shoulda, Woulda: Avoiding Financial Regrets in Retirement

What if one decision could haunt your retirement for decades? In this episode, Gary Garland exposes the “tricks” lurking in financial planning—from hidden fees and risky annuities to the dangers of lazy money and following the crowd. Learn how to avoid costly mistakes, optimize your investments, an…

Roth Conversions: Smart Move or Hidden Trap?

Are you risking your retirement by trusting “permanent” tax cuts and cookie-cutter advice? This episode unpacks the real impact of Roth conversions, explores new portfolio strategies beyond the classic 60-40 split, and reveals the warning signs that your financial advisor may not have your best int…

Retirement Anxiety: Are You Afraid to Spend?

Are you afraid of running out of money in retirement? Dive into the real anxieties retirees face, from “plutophobia” to the emotional shift of losing a steady paycheck. Gary Garland unpacks strategies to conquer retirement fears, balance spending, and avoid common pitfalls like overreacting to mark…

Retirement Isn’t One-Size-Fits-All: Break the Mold!

Think retirement is one-size-fits-all? Think again. Discover how everyday products—and your financial future—can thrive when you think outside the box. Host Gary Garland shares surprising stories and practical strategies to help you avoid cookie-cutter retirement plans, sidestep risky gambles, and …

Spend or Save? The Surprising Truth About Your First Years in Retirement

Are you ready to spend your retirement your way? In this episode, Gary Garland dives into the real-life choices retirees face—whether to splurge, save, or find a balance. From bucket lists and unexpected expenses to quirky side gigs and the importance of a solid income plan, discover how to make th…