What happens when your retirement plan meets real life? In this episode, host Gary Garland—certified financial planner and founder of Integrated Wealth Solutions—explores the gap between expectations and reality in retirement planning. From market downturns to unexpected life events, Gary shares candid stories and practical advice on how to prepare for the unpredictable. Discover why having a flexible, written plan matters, how psychology plays a role in financial decisions, and why it’s never too late to start planning. Whether you’re approaching retirement or already there, this conversation will help you rethink your strategy and face the future with confidence.

Click here to schedule your free conversation with Gary for a comprehensive review on tax reduction, investment optimization, and improvement or call 732-751-4677.

Have ideas or questions for the show? Email info@iwfamily.com or send Integrated Wealth Solutions a message on Facebook!