David Meche and Kevin Blanchard discuss various topics related to retirement planning and changing financial advisors. They also touch on the recent shooting at a Donald Trump rally and the importance of communication with clients. The conversation concludes with a discussion on the decision to retire early and the considerations that need to be taken into account, such as healthcare coverage. Ready to connect with David and Kevin?  Visit Meche & Associates today!

David Meche and Kevin Blanchard discuss the topic of artificial intelligence (AI) and its role in financial planning. They highlight the limitations of AI in providing personalized advice and building trust with clients. They also introduce MarketGuard, a proprietary tool they use to reduce volatility and protect clients' investments. The conversation then shifts to the current state of the stock market and the potential for a correction. David and Kevin emphasize the importance of diversification and having a proactive approach to investment strategies. Ready to connect with David and Kevin?  Visit Meche & Associates today!

In this conversation, David Mesh and Kevin Blanchard discuss what to look for in a financial advisor, as well as the importance of starting retirement planning early. They also highlight the need for a holistic approach to retirement planning, including estate planning and tax considerations. The conversation emphasizes the importance of finding a fiduciary advisor who puts the client's needs first. The hosts share their passion for helping clients protect and grow their wealth, and stress the need for a personalized approach to retirement planning. Ready to connect with David and Kevin?  Visit Meche & Associates today!

In this conversation, Kevin Blanchard discusses the current state of the stock market and the rise of 401k millionaires. He explores the options available to individuals who have reached this milestone and suggests considering taking profits and diversifying investments. Kevin also highlights the importance of having a well-designed portfolio strategy, such as MarketGuard, that can determine the right time to hold or sell positions. He compares portfolio construction to baking cookies, emphasizing the need for the right ingredients, asset selection, and allocation. Additionally, Kevin discusses alternative options outside of 401ks, such as Roth IRAs and max funded life insurance, and addresses the possibility of the government eliminating pre-tax contributions in 401ks. He encourages listeners to schedule a consultation to explore these options further. Ready to connect with David and Kevin?  Visit Meche & Associates today!

David Meche and Kevin Blanchard discuss the Trump tax cuts and the potential expiration of the tax cuts and jobs act in 2025. They explore the option of Roth conversions and the potential for Congress to start taxing Roths in the future. They also discuss the importance of tax planning and mitigating taxes in retirement. The conversation then shifts to the coming problem with Social Security and the potential reduction of benefits in 2035. They discuss the use of income annuities as a tool to guard against the reduction of Social Security benefits. Overall, the conversation emphasizes the need for individuals to take control of their retirement income and plan for potential changes in tax laws and Social Security benefits. Ready to connect with David and Kevin?  Visit Meche & Associates today!

David Meche and Kevin Blanchard discuss the importance of having a proactive investment strategy and introduce Market Guard, a proprietary portfolio management strategy. They emphasize the need for a plan that can adapt to market changes and protect against volatility. They also highlight the benefits of Market Guard, including intelligent algorithms and a team of experts who monitor clients' portfolios. The conversation then shifts to the topic of required minimum distributions (RMDs) and the potential tax implications. David and Kevin provide strategies to minimize taxes and keep more money in retirees' pockets. Ready to connect with David and Kevin?  Visit Meche & Associates today!

David and Kevin share personal stories and insights about retirement, inspired by their fathers. They emphasize the importance of enjoying retirement and being financially prepared. They also discuss the challenges retirees may face and provide advice on financial planning and decision-making. Ready to connect with David and Kevin?  Visit Meche & Associates today!

This conversation with David and Kevin centers on the amount of money needed for retirement. They also touch on the potential traps and challenges of retirement. David and Kevin also talk about the impact of Social Security and the significance of guaranteed income sources. Ready to connect with David and Kevin?  Visit Meche & Associates today!

The conversation starts with a discussion on the performance of different asset classes, highlighting the benefits of cash. The conversation then transitions to the importance of having a plan for retirement and the potential risks of not having one. The hosts also discuss the stages of retirement and the need for a comprehensive retirement income analysis. The conversation concludes with a mention of a study on afternoon slumps at work and the importance of preparing for the different phases of retirement. Ready to connect with David and Kevin?  Visit Meche & Associates today!

In this conversation, David Mesh and Kevin Blanchard discuss what to look for in a financial advisor, as well as the importance of starting retirement planning early. They also highlight the need for a holistic approach to retirement planning, including estate planning and tax considerations. The conversation emphasizes the importance of finding a fiduciary advisor who puts the client's needs first. The hosts share their passion for helping clients protect and grow their wealth, and stress the need for a personalized approach to retirement planning. Ready to connect with David and Kevin?  Visit Meche & Associates today!

Has the age of retirement changed from 65 to 75? David Meche and Kevin Blanchard discuss a recent study that says more people are working longer than ever before and what is causing this change. They also how to figure out the amount of risk in your portfolio. 

Has the government put an expiration date on the 401(K) plan? David Meche and Kevin Blanchard discuss recent articles saying a change could be coming to retirement plans. They also talk about removing your emotions from a financial plan and outdated rules of retirement. 

What percentage of your retirement savings should you spend each year to make it last as long as you do? David Meche and Kevin Blanchard discuss if there is a magic number for spending your portfolio. They also talk about paying out of pocket medical expenses as well as the options that may be available to you and your family. 

Contributing to a 401(K) in your working years may seem easy, but there may be a problem you will face once that ends. Kevin Blanchard discusses the importance of creating income in retirement. He also talks about Shaq and why you should surround yourself with people who are smarter than you. 

Multiple major companies have announced future layoffs that some believe could send the economy into a recession, but what does that mean for your retirement future and better yet, are they right? David Meche and Kevin Blanchard discuss their thoughts on the financial direction of the economy and share ways to build protection inside of your portfolio. 

What affect does a Presidential Election have on your retirement savings? David Meche and Kevin Blanchard discuss past election to see what kind of trends they most commonly see in election years. They also talk about social security and tying it to the stock market. 

Would you fly in an airplane with no pilot? Would you let computer control your retirement portfolio? David Meche and Kevin Blanchard discuss the problems that could occur if you don't take control of your financial future. 

What can we learn from Nick Saban's retirement? Kevin Blanchard discusses how you can find out when it's the right time to retire. He also talks about the real Wolf of Wall Street saying it's impossible to predict the market and when is it the right time to bring your kids into a meeting with your financial advisor. 

What is defense in retirement and how do you make it a part of your financial plan? David Meche and Kevin Blanchard discuss how to implement defense into your portfolio and why is this important to a retirement plan. They also talk about why you should ask for help from a financial advisor.  

Why have annuities become more popular in retirement plans? Kevin Blanchard of Meche and Associates discusses how annuities have changed over the years and how they can be used as a tool in your portfolio. He also talks about creating financial confidence and long-term healthcare. 

Should politics play a role in your retirement? David Meche and Kevin Blanchard discuss the reaction of the market in an election year and how to separate your political beliefs from your wallet. They also talk about lowering your RMD's in retirement and the secrets to living a long life. 

Have you started creating financial habits for the future? Do you know which ones are better and which are worse for a retirement plan? David Meche and Kevin Blanchard discuss some of the pitfalls they have seen in plans. They also talk about having more options to invest in than stocks and bonds. 

How much money should you put into an annuity in retirement? David Meche and Kevin Blanchard discuss how annuities have changed over time and the role they can play in a retirement portfolio. They also talk about strategies for withdrawing money from you retirement accounts. 

Are you committing one of the most common blunders made in a retirement plan? How would you even know? David Meche and Kevin Blanchard breakdown some the issues they see the most often in clients portfolios. They also discuss the future rate hikes by the Fed and who is the best person to ask for financial advice. 

How will future taxes affect your retirement? David Meche and Kevin Blanchard discuss how big of a priority taxes are when you're in or planning your retirement. They also talk about what you should do with a 401(K) from a previous employer and a celebrity who built an empire around being on vacation. 

Can you afford to retire in today's market? David Meche and Kevin Blanchard discuss one of the biggest questions they hear from people they meet; can I retire? They also talk about the best way to diversify your portfolio in the current market and will social security benefits see a reduction next year? 

Are you making one of the biggest mistakes with your 401(K)? David Meche and Kevin Blanchard breakdown the problems they most commonly see in clients portfolios and find out if you can pass the balance test. 

What is the best age to claim social security? David Meche and Kevin Blanchard discuss the best ways to optimize your social security in retirement. They also discuss why so many Americans are retiring early and why you should consider an annuity. 

How much money do you need to enjoy retirement? David Meche and Kevin Blanchard breakdown the best way to start creating a plan now to enjoy retirement. They also discuss the income replacement formula and the most common traps people fall into when getting ready to stop working. 

How much longer will social security last? David Meche and Kevin Blanchard discuss the future of the government program and what changes are in the future. They also talk about people maxing out their 401(k). Is it a good thing or not? 

When can you afford to retire? David Meche and Kevin Blanchard discuss the first steps you should take to set yourself up for a successful retirement. They also discuss changes made by the Secure Act 2.0 and how they can affect your financial future. 

Do you know what is in your retirement plan? David Meche and Kevin Blanchard discuss the proper ingredients everyone should have to create a successful portfolio. They also talk about how late is too late to plan for retirement? 

What do people regret the most in retirement? Financial Advisor at Meche & Associates, Kevin Blanchard, discusses a recent survey that say's half of retirees say they would do their retirement different if they could do it over again. He also recession proofing your portfolio and the first steps you need to take now. 

How much money should you put into and annuity and what roll does it play in a retirement plan? Financial Advisor at Meche & Associates, Kevin Blanchard, discusses how financial tools have evolved over the years. He also talks about an NBA star who has one last goal to accomplish before calling it a career. 

When should you call a professional to help you with your portfolio and what is the first step you should take? Financial Advisor at Meche & Associates, Kevin Blanchard, discusses why your neighbors and friends may not have the most sound financial advice. He also talks about covering your monthly expenses when you enter retirement and that paycheck stops. 

How much money should you take out of your portfolio each month in retirement? Financial Advisor at Meche & Associates, Kevin Blanchard, breaks down if you should celebrate getting a tax return or not. He also talks about relocating an old 401(K) and what a first meeting is like. 

Should you be holding cash? David Meche of Meche & Associates discusses if you should keep your cash or put it in the market. He also talks about circumventing taxes and how to legally keep more money in your pocket rather than giving it to Uncle Sam. 

Should you delay your retirement because of the state of the current market? David Meche of Meche & Associates discusses the importance of knowing where you are financially and having a plan with your portfolio. He also shares fatherly financial advice that he learned as a kid and the message he hopes to pass on. 

How much money should you keep in your rainy day fund? David Meche of Mech & Associates discusses how much cash you should have at your disposal. He also talks about the downsides of retirement and what you can do now to fill-in the income gap if social security gets cut later. 

When is the right time to get a second opinion on your retirement plan? David Meche of Meche & Associates discusses when you should seek the advice of an advisor. He also talks about target date funds and how they differ a customized strategy, as well as how to become more tax efficient.

What are some of the most common bad habits people have when it comes to their finances in retirement? David Meche of Meche & Associates discusses several problems he sees on a day-to-day basis, as well as a proposal to change the tax status of your 401(k). 

Do you know how much exposure you have in the market? David Meche of Meche & Associates discusses the importance of a customized plan and how you can highlight exposed areas you may not see at surface level. He also talks about what you should do with your tax refund and savings vs. fun, which are you planning to have? 

Will you outlive the money you've saved for retirement? David Meche of Meche and Associates discusses the financial fears most retirees face. He also talks about the most common thing people underestimate when heading into retirement and is the 60/40 portfolio back? 

What is the average net worth you should have before consulting a financial advisor? David Meche of Meche and Associates discusses how fees in your 401(k) vary depending on the size of your company and how to calculate your retirement income gap. 

Is congress going to raise the age for Social Security? David Meche of Meche and Associates discusses what you need to know about the future of Social Security. He also talks about the tools you may need to prepare for a recession and if you should let your adult children move back in with you. 

How much money do you need in your portfolio before you meet with a financial advisor? David Meche discusses this topic, as well as, the difference between advice from an advisor vs. a friend. He also talks about how much growth you need to sustain your retirement goals. 

How much money should you save to retire comfortably? David Meche of Meche and Associates discusses the recent Silicon Valley Bank collapse and discusses ways to keep your money protected in a volatile market. 

Are you balancing risk with rewards in your portfolio? David Meche of Meche and Associates discusses the importance of having the proper financial balance in your retirement plan and how the right team can make a difference. He also talk's about setting up an estate plan to donate to charity and why tax planning for the future is a big deal.