The Quiet Wealth of Retirement

Kristina explores the concept of wealth in retirement, emphasizing that true wealth is often understated and not flashy.  She discusses the importance of mindset, intentional spending, and the differences in financial perspectives across generations. The conversation also touches on the emotional a…

Navigating Retirement: The Key to Financial Peace

Kristina discusses the critical importance of having a structured retirement plan.  She covers various aspects of retirement planning, including the psychological benefits of having a plan, generational differences in retirement confidence, outdated strategies, and the significance of estate planni…

Navigating Retirement Spending Confidently

Kristina discusses the emotional aspects of spending in retirement, emphasizing the importance of having a structured spending plan. She explores modern strategies for retirement planning, including alternative investments and the significance of longevity in retirement. The discussion also address…

The Five Buckets of Retirement

Kristina discusses the essential components of a comprehensive retirement plan, emphasizing the importance of addressing five critical buckets: income, investments, taxes, healthcare, and estate planning. She highlights the need for proactive strategies to manage these areas effectively, especially…

Beyond Dollars: The True Meaning of Legacy

Kristina discusses the multifaceted aspects of legacy and estate planning, emphasizing the importance of understanding estate taxes, ethical wills, and proactive financial strategies. She highlights the significance of communication with family regarding legacy wishes, the impact of blended familie…

Decoding Financial Behaviors

Kristina discusses the various financial behaviors and money personalities that can impact retirement planning. The conversation explores how frugality may not equate to financial wisdom, the common disagreements couples face regarding finances, and the importance of communication in managing money…

The Phases of a Long Retirement

Kristina discusses the various phases of retirement, likening them to the sides of a vinyl record. The first decade, or 'go-go years', is characterized by energy and spending, while the later years require careful planning for healthcare, legacy, and emotional transitions. The importance of purpose…

The Busy First Year of Retirement

Kristina discusses the realities of retirement, emphasizing that many retirees find themselves busier than expected. She highlights the importance of establishing a new routine, budgeting for healthcare costs, and understanding Medicare and IRMA. The discussion also covers long-term care planning, …

Rethinking Retirement Savings

Kristina discusses the changing landscape of retirement planning, emphasizing the importance of understanding individual income needs, budgeting, and the realities of retirement savings. She highlights the outdated notion of needing a million dollars to retire comfortably and stresses the significa…

The Financial Landscape for Gen X Retirees

Kristina discusses the unique challenges and considerations facing Generation X as they approach retirement.  With the oldest Gen Xer now 60, the focus shifts from whether they can retire to how they can do it effectively. Key topics include retirement readiness, healthcare costs, emotional readine…