Retirement Realities: The Positive Outlook

Kristina talks about the positive aspects of retirement planning, emphasizing that many retirees are experiencing better outcomes than expected. She highlights the importance of building multiple income streams, creating predictable income through various financial tools, and the necessity of conso…

Understanding Economic Indicators

Kristina covers various economic indicators, both unconventional and traditional, that can inform retirement and income planning. She emphasizes the importance of understanding consumer behavior during economic downturns and highlights strategies for effective retirement planning, including the nee…

Navigating the Economy Properly

Kristina stresses the importance of having a robust financial plan that can withstand economic uncertainties, particularly focusing on inflation, cash management, portfolio adjustments, and tax planning. She highlights the unique challenges women face in retirement, including the wage gap and longe…

Beware of Common Retirement Assumptions

Kristina covers common misconceptions about retirement planning, emphasizing the importance of realistic assumptions and contingency planning. She addresses the risks of relying on market performance, inheritance, and the necessity of having a solid financial strategy that includes understanding ma…

Managing Retirement Risk

Kristina talks about the challenges and strategies for navigating the financial landscape as individuals approach retirement. She emphasizes the importance of proactive financial planning, understanding social security benefits, and managing investment risks in a volatile market. The discussion hig…

Retirement Income & Spending Plan

Kristina discusses the current economic landscape and its implications for retirement planning. She emphasizes the importance of understanding personal financial comfort zones, the need for a structured portfolio, and the impact of external factors like inflation and market volatility on retirement…

Tax Strategies for a Secure Retirement

Kristina discusses various tax strategies and financial tools for retirement planning. The discussion covers indexed universal life insurance, income annuities, IRA contributions, health savings accounts, and the importance of diversification.  Kristina also draws parallels between classic literatu…

Expect Retirement Curveballs

Kristina discusses the various curveballs that can impact retirement planning, including financial instability, healthcare costs, taxes, inflation, and estate planning oversights. She emphasizes the importance of proactive planning and adapting to changing circumstances, as well as revisiting tradi…

Retirement Planning Tools

Kristina discuses the implications of tariffs on retirement planning, emphasizing the importance of understanding economic risks, market volatility, and inflation.  She draws historical parallels with the Smoot-Hawley Tariff Act to highlight the potential impacts of tariffs on the economy and retir…

Navigating Tariffs: What Retirees Need to Know

In this conversation, Kristina discusses the implications of tariffs on retirement, emphasizing the need for proactive financial planning to mitigate risks associated with inflation and market volatility.  She highlights the importance of regular financial reviews, understanding legislative risks, …