

FHA Provided Zero Down Mortgages to Non-Citizens During the Biden Administration
The Federal Housing Administration (FHA) recently disclosed that they provided zero down mortgages to H-1B visa holders and other non-citizens during the Biden administration. The Trump administration shut this down in June 2025. FHA used programs designed to help low income US citizens purchase a …

The S&P 500 Hit a New All-Time High. What is Happening with the Economy?
The S&P 500 has increased about 16% in the past month to a new all-time high.The earnings have been strong. The recent unemployment numbers are phenomenal!The economy is showing signs of strength, yet significant volatility remains.Nearly every market measurement is at extreme high levels. Risk is …

US Supreme Court Decision will Massively Change the US House of Representatives
The US Supreme Court ruled that states can no longer use race to draw congressional districts. 20-30 house seats are represented by districts drawn to represent minorities. The court ruled this violated the Equal Protection Clause and the civil rights of the majority of voters. Democrats have benef…

The Conditions for the Next Civil War are Being Put in Place
Two things have caused me to be concerned about conditions that could lead to the Next Civil War.Hope it does not happen. Not encouraging violence. Using common sense, historical insight, human behavior.1.Virginia redistricting - Everyone gerrymanders - 51% disenfranchised 49% of voters in VA …

Control of the Oil Supply Ensures the US Dollar Dominates as the World's Reserve Currency
The US controls Venezuelan oil and has blockaded Iranian oil.The US has blockaded the Strait of Hormuz. About 50% of China's oil came through this strait.The US has established a security agreement with the Indonesia. About 80% of China's oil travels through Indonesian Straits.The US has eliminated…

Salary Optimization May Be Limiting Your Salary
When negotiating a salary or a raise, most people don't know what they are up against. Many companies purchase data from payroll processors and other sources to optimize salary expenses. This info often includes previous job incomes and what increases you recieved. The info obtained by companies in…

The US has a Dual Immigration Problem
Millions of illegal aliens flooded into America during the Biden administration and previous years. They were given cash, food, shelter, and many other benefits. There is even a scholarship specifically for illegals. The Dream US is the nation's largest program for undocumented immigrant students. …

How Legal Immigration Impacts Our Economy
Included in the Census: - Illegal Aliens - Green Card Holders - Work Visa Holders - Student Visa HoldersWhy should we have representatives representing this wave of foreigners?There is Daycare fraud, EBT fraud, Hospice fraud, Medicaid fraud, Medicare fraud, Medical Transportation fraud, SNAP fraud,…

What is the Purpose of Government? To Protect and Benefit its Citizens.
The government is not serving its purpose when it is not protecting and benefiting its citizens. When it actively prioritizes anyone over citizens, those policies need to be changed.If the government makes citizens' lives more difficult, challenging, or less safe, anyone involved needs to be replac…

Why I Was Initially Against the Iran War, But Gradually Changed My Mind
Initially I was against the Iran War. I realized it was a knee-jerk reaction to forever wars. Below are the reasons why gradually have come to support it. 1. Trump is different than previous presidents. 2. Iran is the #1 sponsor of terrorism in the world 3. This is about China and oil, not ju…