Your Personal Bank with Ferenc Toth
Your Personal Bank with Ferenc Toth
If you want to live like the wealthy, you need to think like the wealthy. Join Ferenc Toth each week for the Your Personal Bank™ Show, Saturdays at 10:00AM. Your Personal Bank™ is a powerful financial tool typically only shared with the ultra-wealthy by the financial industry. Learn how to gain control of your money . . . create tax-favored income . . . and access more funds over your lifetime. …Social links:
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Gold and Silver Values Plunge
Gold prices have dropped suddenly after a historic increases over the past year. Silver plunged 26% in one day, the largest drop in history.Gold and to a lessor degree silver prices had increased dramatically due to concerns about inflation and excess money printing by the Federal Reserve. Leverage…
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50% of the Housing Market is Chasing the 7% of Total Homebuyers That Can Afford a Home That Do Not Already Own
A household needs $132,000 income to afford the median home. Only 31% of households can afford the median home.The median age of homebuyers is 59. The average age of first-time homebuyers is 40. 77% of households earning $132,000+ already own their home.Therefore, 50% of the housing market is chasi…
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Trump banned large institutional investors from purchasing single family homes.
Trump just issued an executive order to ban large institutional investors from purchasing single family homes. He stated "A person sweats, works, buys one house and can't take depreciation".The average age of first time homebuyers is 40, the highest ever recorded. The average age of all homebuyers …
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Real Estate Values are Likely to Continue to Decrease
The mortgage lock-in effect may be starting to ease.There are more mortgage holders with 6%+ rates than sub 3% mortgages for the first time since 2020. As more existing homeowners have higher interest rates they may be more willing to sell their homes. More houses for sale likely will lead to reduc…
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Trump Proposes Banning Institutional Investors from Buying Single Family Homes
Will Trump's proposal to ban large institutional investors from buying single family homes reduce housing prices.His statement "People live in homes, not corporations" sounds good on the surface. The housing affordability crisis was caused by:1. The Federal Reserve reduced interest rates too low fo…
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2026 is Starting with a Bang! Massive Fraud Exposed.
Citizen journalist Nick Shirley posted a documentary exposing the fraud perpetrated by the Somali community in Minnesota.He visited multiple daycare centers that have received multiple millions of dollars annually yet there is no evidence of any children ever being present. The fraud is estimated t…
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Successful Goal Setting and the Wheel of Life
Ferenc shares his popular annual successful goal setting message! He shares life-changing ideas on how to identify areas of your life that could use improvement using the Wheel of Life. Ferenc also shares the 4 steps to successfully accomplish goals. Many listeners have shared successful goal s…
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Ferenc's Personal Story
Ferenc shares deeply personal triumphs and tragedies that affected his life. This will help you better understand how he comes to his ideas and conclusions.
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The Solution to the Affordability Problem is Less People Who Don't Belong Here
Officially, there are 53 million foreign-born people in currently in the US. That is about 1 in 7 people. This is higher both in total number and percentage than the peak of the Ellis Island period. 42 million people currently are on the food stamp program (SNAP). 48% are illegal aliens, 34% ar…
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80% of Indexes in Annuities and IUL's Average Low Single Digit Returns. 20% Average 10-12%. How to Find Them.
Index Annuities and Index Universal Life products sometimes receive a bad reputation due to low returns. To win a horse race, you need a fast horse and a good rider. The index is the horse. An index that has a strong history of returns is more likely to continue significant future returns vs an i…
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