Why do smart investors still panic when markets drop—and what does that mean for retirement? In this episode, Bryan Gaiser explores the psychology behind financial decisions, including how fear and past experiences can shape behavior during market volatility. He discusses why emotions often override logic, how risk tolerance shifts nearing retirement, and the impact of sequence of returns when drawing income. The conversation also highlights the importance of balancing growth and safety through a structured approach, helping frame how different asset buckets can influence long-term retirement outcomes.

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Tune in to Wealth Thru Wisdom with Bryan Gaiser every Saturday at 10:00 AM on 94.5 WPTI.